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    best savings account??

    hi i have a few grand in a savings account but the rate has gone down so much its not worth keepin it there anymore. Anyone have any ideas as to what is the best rate/acoount to get at the mo, i prob want one where you can withdraw once or twice a year i wont be able to save monthly as im at my max each month now (saved this up when i was living in a cheaper place) so cant be a regular saver. Rep will be left for any HELPFUL responses cheers

    9 Comments

    Banned

    I have just opened a Citibank account, no restriction 3.3%

    ISA Investor accounts, can get between 3%-12% depending on the situation. I've invested £1500 in 4 months and gained nearly £200.

    Original Poster

    cheers all for advice rep left

    Pay it off your mortgage if you have one

    Spriggan;6422197

    ISA Investor accounts, can get between 3%-12% depending on the situation. … ISA Investor accounts, can get between 3%-12% depending on the situation. I've invested £1500 in 4 months and gained nearly £200.



    isa investment accounts are only best recommended though if you dont mind the chance of getting less back than you put in.

    premium bonds can be a good idea and best purchased in a bulk lot i know quite a few people who win regular amounts on them, and you arent going to lose any of your money (hopefully:?)

    quite low rates on normal intant access savings at the moment you probably best of putting it in premium bonds like carley said or if your feeling lucky try the investment accounts like spriggan said otherwise dont expect to much

    premium bonds are the BIGGEST waste of time ever, check out MSE calculator to see how much you could win.. about a 95% chance youll get less than a savings account.

    if you dont need the money, scout about for a good 1 year fixed rate savings account i suggest atleast 4%..

    or get the egg 3.25 or as above mentioned citibank account.

    checkout out MSE savings guide though
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