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    Best way to buy and bring currency? (Sterling to USD)

    I'll be going to the States for a month in a couple of weeks so need to purchase some dollars! All my ideas point towards a prepaid card (FairFX is the company I'm looking to right now because it has no fees for using at a checkout). My question is, is there a better way of doing it that can net me a bit more cash for my cash?

    7 Comments

    Checkout Revolut card. I'm off to Florida next week and I'll be using this card. It's a Mastercard so can be used in shops but also offers free ATM withdrawal too. I find the rate is higher than in store.

    djwilliams100

    Checkout Revolut card. I'm off to Florida next week and I'll be using … Checkout Revolut card. I'm off to Florida next week and I'll be using this card. It's a Mastercard so can be used in shops but also offers free ATM withdrawal too. I find the rate is higher than in store.


    Halifax Clarity car is a very similar one, but probably more wellknown. Basically no fees and you get the actual exchange rate, not the one you would find in the UK in ramsdens/post office/m&s etc. Only fee you pay is interest on any money taken out of an ATM from the day you take it out until it's payed off and with regards to that fee I think the Revolut car is slightly better than the Halifax one. I have a Clarity card ready for a trip to Canada in a few weeks.
    Edited by: "MIDURIX" 14th Aug 2016

    Just got a Clarity for our trip to France, we basically just used it in stores/restaurants so no fee, better than tourist exchange rate, and interest free until the bill at the end of the month.

    I was thinking about using it for getting cash out as well, but we didn't, as we had enough.

    What we were going to do was make sure it was empty of any transactions (could use the online banking app) then make a payment to the card to cover the cash withdrawal, before withdrawing, so the account would be on credit, meaning there wouldn't be any interest charges, no transaction fee, and the decent exchange rate.

    Dipbill

    Just got a Clarity for our trip to France, we basically just used it in … Just got a Clarity for our trip to France, we basically just used it in stores/restaurants so no fee, better than tourist exchange rate, and interest free until the bill at the end of the month.I was thinking about using it for getting cash out as well, but we didn't, as we had enough.What we were going to do was make sure it was empty of any transactions (could use the online banking app) then make a payment to the card to cover the cash withdrawal, before withdrawing, so the account would be on credit, meaning there wouldn't be any interest charges, no transaction fee, and the decent exchange rate.


    A large amount of card providers highly frown upon putting a credit card into credit. Just a heads up.

    was in new York last week at restaurant and brits next to us splitting bill between 4 ppl all using clarity cards I was using po mastercard

    MIDURIX

    A large amount of card providers highly frown upon putting a credit card … A large amount of card providers highly frown upon putting a credit card into credit. Just a heads up.



    ​yeah, i know that, but if it's only for a short time, and it's an 'accidental over payment', and it only happens once a year, what's going to happen?

    I also use my Halifax Clarity whenever I go away, have used it all over the world without issue and it's much better than these prepay card things.
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