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    Birmingham Midshires 2 Year Fixed Rate Bond (Annual Interest) 4.25% gross / AER* for 2 years

    This one is for people who have money in their bank but at a pathetic bank rate will defi suit some pensioners out there. Did see similar deals before and the only disadvantage of this deal is that you have to lock in the money for the term. so Invest sensibly.

    This is a limited issue bond which gives you a fixed rate of interest over an agreed term. Our current issue offers a rate of 4.25% gross / AER* for 2 years.

    Benefits
    You know exactly the rate of interest your investment will earn - 4.25% gross / AER*
    You're completely protected against fluctuations in interest rates for the full term of your investment.

    --------------------------------
    2 Year Fixed Rate Bond (Annual Interest) Request an application
    £1 + Withdrawals are allowed subject to a 90 day loss of interest on the amount withdrawn. Annual Interest Rate Gross p.a./AER*: 4.25%
    Net: 4.17%

    Interest rates effective from 07/05/2009



    Things you need to know
    You can invest between £1 and £10 million. (£20 million for joint account holders)
    Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
    The term of the account will run from the date of the first deposit. Interest is calculated daily and is paid annually.
    Each issue of this type of bond has a limited amount of money that can be invested in it, so we urge you to invest before the issue is fully subscribed.
    To take full advantage of this offer, your inital deposit should be for the full amount you'd like to invest.
    You might be interested in our 2 Year Fixed Rate Bond (Monthly Interest

    5 Comments

    Txs for this - not a bad deal, cant see interest rates going up much the next year or so

    Thank you. A very good rate.

    I have been waiting for the interest rate to go up. Most of the sale of my house was put in Northern Rock to protect it and they abused their position and give a pitiful interest rate. I need most of my money free for if I manage to find a house at a reasonable price.
    Heat added.

    A part of HBOS, now Lloyds. HBOS, the dirtiest underhanded bunch of crooks outside a prison. That is the view from the inside. The FOS and FSA are crooks too, again from the inside. SO if you have need to complain, forget it, they work together. I can understand that for people with spare cash they need to find a home that gives a real, above inflation return. In any deal YOU MUST read all the small print and you are not supposed to sign anything until you have, and are happy to proceed on this basis. They try and pressure you, if they do, tell them to swallow.Keep all paperwork, regardless of how insignificant you believe it to be. If they say anything verbally get it in writing. I am not trying to put people off this deal, but saying that you must be on your guard, and plan ahead and expect to deal with criminals. No disrespect to OP

    Original Poster

    Depressed Maggot;5170642

    A part of HBOS, now Lloyds. HBOS, the dirtiest underhanded bunch of … A part of HBOS, now Lloyds. HBOS, the dirtiest underhanded bunch of crooks outside a prison. That is the view from the inside. The FOS and FSA are crooks too, again from the inside. SO if you have need to complain, forget it, they work together. I can understand that for people with spare cash they need to find a home that gives a real, above inflation return. In any deal YOU MUST read all the small print and you are not supposed to sign anything until you have, and are happy to proceed on this basis. They try and pressure you, if they do, tell them to swallow.Keep all paperwork, regardless of how insignificant you believe it to be. If they say anything verbally get it in writing. I am not trying to put people off this deal, but saying that you must be on your guard, and plan ahead and expect to deal with criminals. No disrespect to OP



    I Think this holds true in the current scenario for ALL the banks not only LLOYDS!!!!!!
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