Book now and pay monthly or save and wait for a last minute deal?

    So I'm planning to go away next year around September/October to New York and was wondering whether there's typically any significant savings to be had on last minute deals to NYC? Basically should I just book something now and pay it off gradually or save the money and hope for a last minute deal.


    Last min

    Flights can be had for 280-310 3 months prior to jfk
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