Hoping for some advice…
We’ve just received a debt demand for £45ish (Reduced to £25ish if we pay immediately) from BW legal on behalf of Prac Financial - who bought the debt from British Gas.
Plot twist, we haven’t had an account with BG since 2018, and have never received notice of this debt.
BG claim they sent us a letter around April 2018 (we left BG in March) but we have had no correspondence at all.
BG say the debt was written off, before being reinstated and sold.
Seems weird and unfair that we’re being chased for debt that we had no knowledge of… surely BG must prove they made reasonable attempts to get the money from us before selling the debt? Is there any avenue worth exploring?
BG appear on my credit report and have always reported “up to date”
This seems really suspect