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    C Card Balance transfer - (Do you need the actual c card?)

    Hopefully someone here will know the answer! If i want to set up a balance transfer from my curreny credit card to another, do i need the physical card to be able to do this? eg will they ask for card number, expiry date, etc.... any information I cannot get off my recent statements.

    Reason being, I cut up my card long ago to curb my spending!

    Cheers!

    15 Comments

    all you will need is the card number, not the expiry, ccv etc..

    I think all they need is the account number usually the long card number

    Original Poster

    nice one. didnt want to go through all the form filling just to be asked for the card details on the last screen!!!

    Original Poster

    unforutnately to balance transfer onto a new credit card i was told i did need the actual old credit card otherwise it does take a lot longer and a bit of messing around.

    Who was that with? I've transferred stuff loads over the years, and never ever had to put in anything other than the card number.

    Babbabooey

    Who was that with? I've transferred stuff loads over the years, and never … Who was that with? I've transferred stuff loads over the years, and never ever had to put in anything other than the card number.




    I dont think op has even got the card number as he said he cut it up .

    shopstilldrops

    I dont think op has even got the card number as he said he cut it up .



    My account numbers for my credit cards were always the card number? I can't remember if all were the number though. But just seems OP needs to ask for new card wait the 5 working days for new card then can apply to balance transfer

    Banned

    shopstilldrops

    I dont think op has even got the card number as he said he cut it up .


    +1

    dunno how OP expects to transfer to an account he has no details for lol

    just ring up and ask for the card number - simples

    or check a statement! oO
    Edited by: "csiman" 23rd Feb 2011

    Original Poster

    I have a statement and therfore ac number. To do the transfer to the best deals (2 cards at 16-18mth 0% int) I need to give them the expiry date from the actual card, This will enable a transfer at time of opening account and make it a hell of a lot faster.
    Otherwise, I would have to apply, wait for the decision on the credit limit on the card etc, then apply for the btransfer, at which point i would only need the account number. I was told by the lender this way would take a lot longer, usually few weeks.

    And no, i am not stupid enough to transfer a balance from something i have no details for. did you read any of my comments about checking my previous statements or the bank saying i needed the actual card??
    Edited by: "manc80" 24th Feb 2011

    manc80

    I have a statement and therfore ac number. To do the transfer to the best … I have a statement and therfore ac number. To do the transfer to the best deals (2 cards at 16-18mth 0% int) I need to give them the expiry date from the actual card, This will enable a transfer at time of opening account and make it a hell of a lot faster. Otherwise, I would have to apply, wait for the decision on the credit limit on the card etc, then apply for the btransfer, at which point i would only need the account number. I was told by the lender this way would take a lot longer, usually few weeks.




    Wouldnt it be quicker if you phone whoever the card is with and tell them your card is damaged and they will issue you with a new card , usually only takes about 5 days .

    Original Poster

    Hi- Thats what i am doing. I just wondered if i could do it sooner hence the question. It seems that some companies need all the cards details whereas others (as in babbaboeys experience) only require the acc. number.
    Edited by: "manc80" 24th Feb 2011

    Banned

    shopstilldrops

    Wouldnt it be quicker if you phone whoever the card is with and tell them … Wouldnt it be quicker if you phone whoever the card is with and tell them your card is damaged and they will issue you with a new card , usually only takes about 5 days .


    that would be too easy lol

    just ring and ask for the expiry date - it aint rocket science oO

    Original Poster

    the banks dont give you the expiry dates for issued cards......oO

    "that would be too easy lol."

    csiman

    that would be too easy loljust ring and ask for the expiry date - it aint … that would be too easy loljust ring and ask for the expiry date - it aint rocket science oO



    You are joking? oO

    Banned

    manc80

    the banks dont give you the expiry dates for issued cards......oO"that … the banks dont give you the expiry dates for issued cards......oO"that would be too easy lol."


    err, yes they do! Mine gave me the expiry date after id verification and me having the account number. Obviously they wouldnt give me the CCV lol
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