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    Can PayPal get your old address that was previously on file?

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    Can PayPal get your old address that was previously on file? I've moved and updated my address but I'm wondering can they get the old address that they previously had for me. Thanks.

    68 Comments

    probably store it for 6 years before they get rid of info why?

    Sounds like someone is running from something?

    Original Poster Banned

    justanothercid

    probably store it for 6 years before they get rid of info why?



    I'm just wondering as I sold some PSN/XBL codes on eBay, the buyers are saying the transactions are unauthorised, not delivered etc..I closed my PayPal account on Thursday before any disputes were made as I knew there was no seller protection for codes/digital items. However I received an email yesterday saying about an unauthorised transaction etc they're investigating it. I contacted the buyer and he said there's 18 unauthorised transactions on his PayPal account, lies...?!?! PayPal won't refund him for all 18 transactions there's too many..so yeah I'm not refunding, I can't refund anyway as my PayPal account is closed now and I'm not paying eBay FVF fees for me just to still have a negative balance on PayPal...so PayPal will pass my account over to the debt collection agency but I'm under 18, and I've changed my address on both of my PayPal and eBay accounts before closing the PayPal account....It's only £90 worth of orders.

    Comment

    goodboy123

    I'm just wondering as I sold some PSN/XBL codes on eBay, the buyers are … I'm just wondering as I sold some PSN/XBL codes on eBay, the buyers are saying the transactions are unauthorised, not delivered etc..I closed my PayPal account on Thursday before any disputes were made as I knew there was no seller protection for codes/digital items. However I received an email yesterday saying about an unauthorised transaction etc they're investigating it. I contacted the buyer and he said there's 18 unauthorised transactions on his PayPal account, lies...?!?! PayPal won't refund him for all 18 transactions there's too many..so yeah I'm not refunding, I can't refund anyway as my PayPal account is closed now and I'm not paying eBay FVF fees for me just to still have a negative balance on PayPal...so PayPal will pass my account over to the debt collection agency but I'm under 18, and I've changed my address on both of my PayPal and eBay accounts before closing the PayPal account....It's only £90 worth of orders.



    So you closed your PayPal account before any disputes?
    So you were expecting a dispute over the codes you sold?
    So you know, I've got addresses still in PayPal which I haven't used for a long time (over 6 years).
    If you've defrauded someone, refund them or expect a knock on the door.

    Reading the above OP your username is a little ironic and I think you will get little sympathy here. Are you a multi? PS I would really advise you to pay what's owed rather than destroy your credit rating. Take care

    Original Poster Banned

    ktm666

    So you closed your PayPal account before any disputes?So you were … So you closed your PayPal account before any disputes?So you were expecting a dispute over the codes you sold?So you know, I've got addresses still in PayPal which I haven't used for a long time (over 6 years).If you've defrauded someone, refund them or expect a knock on the door.



    Yes I closed my PayPal account before any disputes were made because I knew that buyers would say that the transactions is unauthorised, codes not working, codes not delivered, and PayPal would side with them as there's no seller protection, hope you can understand this.

    I have deleted my old address from my PayPal/eBay accounts as this wasn't needed anymore, I updated them both with a new address.

    I haven't defrauded anyone, I sold codes, they paid me, I sent the codes to their eBay inbox, they now have the codes and are trying to get their money back from eBay which they will.

    goodboy123

    Yes I closed my PayPal account before any disputes were made because I … Yes I closed my PayPal account before any disputes were made because I knew that buyers would say that the transactions is unauthorised, codes not working, codes not delivered, and PayPal would side with them as there's no seller protection, hope you can understand this. I have deleted my old address from my PayPal/eBay accounts as this wasn't needed anymore, I updated them both with a new address.I haven't defrauded anyone, I sold codes, they paid me, I sent the codes to their eBay inbox, they now have the codes and are trying to get their money back from eBay which they will.



    Knowingly selling codes that don't work, is that not fraud?

    Original Poster Banned

    IamMT

    Reading the above OP your username is a little ironic and I think you … Reading the above OP your username is a little ironic and I think you will get little sympathy here. Are you a multi? PS I would really advise you to pay what's owed rather than destroy your credit rating. Take care



    I'm under 18. That's the only username I could think of. Nope. Pay what's owed? No I sold codes and I got paid for those codes, they now have the codes and they're scamming me, they're telling PayPal the transactions weren't authorised etc. I'm being scammed, not them. I'm not paying anything for codes I've sold. I've sold them so I have a right to receive the money for them. PayPal disgrace me.

    Original Poster Banned

    kjcoolcat

    Knowingly selling codes that don't work, is that not fraud?



    Who said that the codes don't work? I sold codes that works. Now they're saying it's an unauthorised transaction. They're the ones defrauding me!

    Yes, of course they keep records. They don't expunge old addresses from their servers the moment someone changes it.

    Under 18s are not allowed accounts so you've defrauded them.

    If it was 'only' £90, why did you do it? Why commit fraud for an amount you consider minuscule?

    They're not going to think highly of someone who supposedly (according to one of their members) sold a fake digital code and then shut their account and tried to run, so you're just digging a hole for yourself.
    I'm not sure if a legally enforceable debt can arise due to your age, but also as you were the one who lied and defied their terms, they can probably have some sort of comeback.
    They will no doubt add all sorts of fees onto this. I could easily see the amount you owe doubling, and no doubt eBay fees will also be tacked on.

    kjcoolcat

    Knowingly selling codes that don't work, is that not fraud?

    Yes I closed my PayPal account before any disputes were made because I … Yes I closed my PayPal account before any disputes were made because I knew that buyers would say that the transactions is unauthorised, codes not working, codes not delivered, and PayPal would side with them as there's no seller protection, hope you can understand this.





    I don't know, but it sounded like you knew full well they didn't work or wouldn't reach them (whatever the issue is)
    Edited by: "kjcoolcat" 20th Dec 2014

    1) contact paypal if this is a genuine case
    2) if you sold him dodgy codes, then refund him asap or else expect get sued/ knock from the police

    some of the sentences really make me think that you sold fake codes to get a quick buck, now your scared lol expect big trouble


    Edited by: "tince666" 20th Dec 2014

    Original Poster Banned

    DennisG

    Yes, of course they keep records. They don't expunge old addresses from … Yes, of course they keep records. They don't expunge old addresses from their servers the moment someone changes it.Under 18s are not allowed accounts so you've defrauded them.If it was 'only' £90, why did you do it? Why commit fraud for an amount you consider minuscule?They're not going to think highly of someone who supposedly (according to one of their members) sold a fake digital code and then shut their account and tried to run, so you're just digging a hole for yourself.I'm not sure if a legally enforceable debt can arise due to your age, but also as you were the one who lied and defied their terms, they can probably have some sort of comeback.They will no doubt add all sorts of fees onto this. I could easily see the amount you owe doubling, and no doubt eBay fees will also be tacked on.



    Who said I sold fake digital codes? I sold codes that works. I haven't committed any fraud involving the codes. There's loads of people under 18 who has PayPal accounts. I closed my PayPal account as I didn't want it anymore and I had no more intentions of using PayPal so I closed it, do I not have a right to close my PayPal account now?

    In the worst case scenario I'll ask them to set up a payment plan that I can pay a certain amount every month, if they're not happy with it, at least I offered something, so nothing they can do really.

    Why us everyone being nasty towards OP? It seems to me like he sold codes, the codes got used by the buyer then the buyer thought they'd make a claim to get their money back. A similar thing happened to me. I sold a game for a Best Offer price then a month later (when they'd completed it presumably) they tried to get their money back by saying it was an unauthorised transaction. It took PayPal a month before deciding in my favour. So many buyers out there trying to scam people.

    Original Poster Banned

    waynester21

    Why us everyone being nasty towards OP? It seems to me like he sold … Why us everyone being nasty towards OP? It seems to me like he sold codes, the codes got used by the buyer then the buyer thought they'd make a claim to get their money back. A similar thing happened to me. I sold a game for a Best Offer price then a month later (when they'd completed it presumably) they tried to get their money back by saying it was an unauthorised transaction. It took PayPal a month before deciding in my favour. So many buyers out there trying to scam people.



    Thank you so much for understanding me, I don't know why they're being nasty towards me. The buyers have obviously used the codes and are now wanting their money back which is not fair. At least you can understand where I'm coming from.

    goodboy123

    Thank you so much for understanding me, I don't know why they're being … Thank you so much for understanding me, I don't know why they're being nasty towards me. The buyers have obviously used the codes and are now wanting their money back which is not fair. At least you can understand where I'm coming from.



    Because 1 code may be a problem, so you could refund them.. But you are talking multiple codes, multiple people scamming you. Bull **** mate

    Ring paypal and get your account reinstated, then let them deal with the disputes.. You don't have anything to worry about have you.....
    Edited by: "kjcoolcat" 20th Dec 2014

    Surely any banking info linked to the paypal account would be an explorable avenue should paypal need to chase up for unpaid debts. To which will lead a traceable trail to the owner. Huge risk to credit file once you get one

    Original Poster Banned

    kjcoolcat

    Because 1 code may be a problem, so you could refund them.. But you are … Because 1 code may be a problem, so you could refund them.. But you are talking multiple codes, multiple people scamming you. **** mate



    I didn't say multiple people are scamming me, I only sold 3 codes, 1 person has opened an unauthorised transaction and the other person said the code doesn't work, the other person haven't said anything so presumably he isn't a scammer. These two buyers certainly are scammers. The person who opened an unauthorised transaction against me also opened an unauthorised transaction against someone else, it's on his eBay feedback...he said he has 18 unauthorised transactions, lies...plus PayPal won't even refund 18 separate transactions that's too many.

    Original Poster Banned

    dixin123

    Surely any banking info linked to the paypal account would be an … Surely any banking info linked to the paypal account would be an explorable avenue should paypal need to chase up for unpaid debts. To which will lead a traceable trail to the owner. Huge risk to credit file once you get one



    I've removed my bank account before closing the PayPal account but still in the worst case scenario if it does get passed to the debt collection agency I'm more than happy to pay in about 12 instalments for about £8 a month. That's all I can afford I'm only young.

    Original Poster Banned

    kjcoolcat

    Ring paypal and get your account reinstated, then let them deal with the … Ring paypal and get your account reinstated, then let them deal with the disputes.. You don't have anything to worry about have you.....



    PayPal can't reinstate accounts can they? They said once closed, it can't be reopened.

    goodboy123

    PayPal can't reinstate accounts can they? They said once closed, it can't … PayPal can't reinstate accounts can they? They said once closed, it can't be reopened.



    I'm sure if you explain the issue they will do something. The way you're going about it at the moment is more bent than Michael Barrymore

    Original Poster Banned

    kjcoolcat

    I'm sure if you explain the issue they will do something. The way … I'm sure if you explain the issue they will do something. The way you're going about it at the moment is more bent than Michael Barrymore



    Right but I mean, say if you was in my shoes. You sold codes and the buyers are trying to scam you, wouldn't you be annoyed as well? Would you pay the debt collection agency money for something you don't have to?

    goodboy123

    Right but I mean, say if you was in my shoes. You sold codes and the … Right but I mean, say if you was in my shoes. You sold codes and the buyers are trying to scam you, wouldn't you be annoyed as well? Would you pay the debt collection agency money for something you don't have to?



    I would be completely pi55ed off yes, but i would have done everything I could to back myself up in the case of a dispute. Closing paypal and hoping the problem disappears is not making it look good for you. The least I would have done is kept hold of their money in case it needed refunding

    But..I wouldn't sell something so risky/unprotected on eBay

    goodboy123

    I've removed my bank account before closing the PayPal account but still … I've removed my bank account before closing the PayPal account but still in the worst case scenario if it does get passed to the debt collection agency I'm more than happy to pay in about 12 instalments for about £8 a month. That's all I can afford I'm only young.



    Removing your bank details wont stop them. They will have kept records for protection of their services and any suspected criminal activity. Again it will be all traceable. Payment plan or not, it wont look good in the future for you credit wise. your current moves and actions are common to that of those who are trying to cover your tracks, escape from trouble, on the run. If you have done nothing wrong then why run?

    Are you refusing to pay the final winning bid ebay fees? and if so why not?

    Your first mistake was listing codes for delivery by email and everything you've done since has also been a mistake. Whether you closed your Paypal account or not, they will pursue you. It will end up costing you a lot more than the value of the codes you sold and it will screw up your credit rating for years to come. Sort it out. You don't need a payment plan, you have the sale proceeds - refund them.

    goodboy123

    You sold codes and the buyers are trying to scam you, wouldn't you be … You sold codes and the buyers are trying to scam you, wouldn't you be annoyed as well?



    No. Because you're in breach of eBay's T&Cs sellling intangilbles. You break the rules, you take the risk of falling flat on your face.

    goodboy123

    Who said I sold fake digital codes? I sold codes that works. I haven't … Who said I sold fake digital codes? I sold codes that works. I haven't committed any fraud involving the codes. There's loads of people under 18 who has PayPal accounts. I closed my PayPal account as I didn't want it anymore and I had no more intentions of using PayPal so I closed it, do I not have a right to close my PayPal account now?In the worst case scenario I'll ask them to set up a payment plan that I can pay a certain amount every month, if they're not happy with it, at least I offered something, so nothing they can do really.



    I said you sold codes that were claimed to be fake according to one of their members - or that their account was hacked - either way, you're not protected as digital codes don't qualify for protection. Also your behaviour will look very suspicious to them.

    Just because there are others under 18 with accounts, that does not change the fact that you broke their rules. If I got caught buying booze and fags for a 7 year old, can I direct the police to the 17 year old drinking a vintage merlot in the park?

    You have as much right to close your paypal account and I do to close my mortgage account. That won't automatically erase the liability though, but I might be mistaken and if you're right, that your right to close the account wipes all debts, let me know in a PM and I will re-mortgage and close my account immediately.

    young and naive... looking for advice from HUKD... people see right through things here.

    goodboy123

    I've removed my bank account before closing the PayPal account but still … I've removed my bank account before closing the PayPal account but still in the worst case scenario if it does get passed to the debt collection agency I'm more than happy to pay in about 12 instalments for about £8 a month. That's all I can afford I'm only young.



    Welcome to the real world youngun , under 18 and running away already . Your future looks really bright !

    Edited by: "markjohnson" 20th Dec 2014

    I closed my PayPal account before any disputes were made because I knew … I closed my PayPal account before any disputes were made because I knew that buyers would say that the transactions is unauthorised, codes not working, codes not delivered


    I closed my PayPal account as I didn't want it anymore and I had no more … I closed my PayPal account as I didn't want it anymore and I had no more intentions of using PayPal so I closed it


    Something is not quite right.

    goodgirl123, chill. a multi £m co wont come after u for a couple of quid.

    the ironic thing is that digital goods are covered in these circumstances under the new seller protection scheme.but ho hey it's xmas we do silly things

    hugs and hope santa gets you what u have wished for

    redmouse2

    goodgirl123, chill. a multi £m co wont come after u for a couple of … goodgirl123, chill. a multi £m co wont come after u for a couple of quid.the ironic thing is that digital goods are covered in these circumstances under the new seller protection scheme.but ho hey it's xmas we do silly things hugs and hope santa gets you what u have wished for



    1. It's goodboy123
    2. Yes they will.
    3. No they aren't.

    Original Poster Banned

    There's no need for people to be nasty towards me, I made this thread to ask for help. God. Worst case scenario I'll set up a payment plan, 12 monthly instalments, £8 a month. Simple...but then again I'm under 18 they can't take any money off me??

    Interesting how you choose to be over 18 to sell but now under 18 when people want their money back. Think you will find you are liable.

    No-one is being nasty. You just don't want to hear it how it is. If you're a minor, you committed fraud by accepting the terms of the User Agreement. They will go after those responsible for you as a minor - your parents/guardians.

    Original Poster Banned

    jocky32000

    Interesting how you choose to be over 18 to sell but now under 18 when … Interesting how you choose to be over 18 to sell but now under 18 when people want their money back. Think you will find you are liable.



    I am under 18. I lied about the DOB when I signed up to eBay and PayPal so yeah, I don't think I am liable I'm under 18

    Original Poster Banned

    ceres

    No-one is being nasty. You just don't want to hear it how it is. If … No-one is being nasty. You just don't want to hear it how it is. If you're a minor, you committed fraud by accepting the terms of the User Agreement. They will go after those responsible for you as a minor - your parents/guardians.



    In this case I am willing to pay instalments every month. All I can afford is about £8 a month, this means 12 monthly instalments, would they be ok with this? And all this is not even my fault, they redeemed the codes and getting their money back and I have to pay as well. Everyone is being nasty as they're not helping they're not giving any advice. Also eBay and PayPal should have better systems to ask for proof of age on sign-up to prevent under 18's from signing up shouldn't they.

    goodboy123

    I am under 18. I lied about the DOB when I signed up to eBay and PayPal … I am under 18. I lied about the DOB when I signed up to eBay and PayPal so yeah, I don't think I am liable I'm under 18



    Your parents/guardians are liable. Nice surprise for them.

    goodboy123

    In this case I am willing to pay instalments every month. All I can … In this case I am willing to pay instalments every month. All I can afford is about £8 a month, this means 12 monthly instalments, would they be ok with this? And all this is not even my fault, they redeemed the codes and getting their money back and I have to pay as well. Everyone is being nasty as they're not helping they're not giving any advice. Also eBay and PayPal should have better systems to ask for proof of age on sign-up to prevent under 18's from signing up shouldn't they.



    You have the money from the sales. You can't prove that the codes were redeemed. Pretty much everyone in this thread has told you to man up and issue refunds - that's not nasty, it's good advice. Ebay and Paypal have systems in place that ask about your age. You chose to lie - to fraudulently accept the User Agreement. That's down to you, not them. Good luck with the payment plan idea.

    Everyone's fault but yours, yet you are the one who lied to set up ebay and PayPal accounts. Sadly your parents will be liable.

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