Hi 8 days ago I was involved in a bump with another car it was a private hire taxi no damage to my car but slight minor damage to his I have informed my insurance company but am scared the other driver will claim messing up renewal prices but since have had a letter from insurance saying my car did not have a valid MOT and would not be paying out anything in the event of a claim and would seek to recover payment if they are obliged to pay by law, if he had claimed would insurance have told me by now and would I have to pay for his costs if he claimed btw I got a new MOT today as I got the letter today and am worried as to what will happen next any experiences or information would be really appreciated thanks.
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