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    Car Insurance for teenagers. Who is best now Quinn are no more?

    Policy up for renewal in a couple of weeks on sons Peugeot 106 and cannot find anything under £2500. Anyone know what's the cheapest way to get a policy now?

    19 Comments

    admiral are very good got my 1.8 for £900

    Original Poster

    Admiral want about £3.5k

    Banned

    I remember the days when you had to ring around insurance companies and brokers to get a good quote....

    try all the price comparison sites - money supermarket, confused.com, compare the market, go compare. also check through topcashback/quidco because you can usually get some good cashback deals too

    Whats up with quinn?!

    dominic littlewood did summat about this the other day-apparently,you can save a pile if you name the teenager as the main driver,but add a couple of well experienced drivers to the policy as "other drivers"-he swore it reduced the policy dramatically.

    to be clear,this isnt the old(and now illegal) dodge of making the experienced driver the main driver and the teenager as an "other" when clearly that isnt true. you have to actually name the youngster as the main driver to keep legal but add one or two older drivers to reduce the premium.

    Original Poster

    We had a policy with Quinn in my name with him and o/h as named drivers. Quinn were happy for a named driver to be the main driver, maybe thats why they've gone bust. Tried all the comparison sites and best quote is £2.6k, up £1k from current policy.

    obviously your son has had a crash or something, it shouldnt be that much, put in his details then add yourself and your o/h as second and third drivers, also change your excess to like £1000 and take off all the unnessesary(sp) add ons like protected no claims my cars a 1.8 and i was 18 when i was insured on it as the main driver at £900, now its £689 a year on

    Try Direct Line, they're not on price comparison websites. My brother was 17 when he took a policy with them on a 1.2 Polo, it set him back about £1600, which was the cheapest we could find.

    Go with the advice of adding experience drivers on the policy too. I did that on mine, and even at 20 I managed to save around £400.

    Wow, I just got a quote from Money Supermarket and the cheapest quote for a 1.1 Saxo was £1800! :w00t:

    I went for Aviva with my dad on as a named drive (i'm 20) - dropped it down to £1.5k

    Tesco are pretty good for young drivers

    Banned

    barky;8402644

    dominic littlewood did summat about this the other day-apparently,you can … dominic littlewood did summat about this the other day-apparently,you can save a pile if you name the teenager as the main driver,but add a couple of well experienced drivers to the policy as "other drivers"-he swore it reduced the policy dramatically.to be clear,this isnt the old(and now illegal) dodge of making the experienced driver the main driver and the teenager as an "other" when clearly that isnt true. you have to actually name the youngster as the main driver to keep legal but add one or two older drivers to reduce the premium.



    thats all good and well providing they do actually drive the car............they are quite stringent on checks if you do make a claim

    Where does it say Quinn Direct have gone bust?

    I had to settle with I-Kube with a quote of £2k. All other quotes were around £3k couldn't find anything cheaper apart from adrian flux so try them but they would only do third party cheap.

    Elephant, Swift Cover, Lloyds TSB.

    Also, people suggesting upping the excess need to remember that you may have to actually pay that amount at some point. I've never had my excess over £350 and in my first year it was £900.

    It says that existing policies are ok but they are not accepting any new policies in the UK only.

    I spoke to quinn on the phone when they wouldnt quote me anymore, they told me they were told to cease trading in the uk because they were 'undercutting other insurers too much' or something along those lines, theres an insurer that gives you "really" cheap quotes but they dont let you drive past 11pm or something, not really for me but might be for you, let me have a look

    oh and to

    "obviously your son has had a crash or something, it shouldnt be that much, put in his details then add yourself and your o/h as second and third drivers, also change your excess to like £1000 and take off all the unnessesary(sp) add ons like protected no claims my cars a 1.8 and i was 18 when i was insured on it as the main driver at £900, now its £689 a year on"

    it doesnt mean he's had an accident, im 20 and had my licence a year and other than the quinn direct quote i got in my first year for 1.3k, i can't get anything below 2k on any car, anywhere, with any named drivers. Insurers just dont like younger male drivers. (no accidents or claims, no points or convictions, 1.6 golf in first year)

    edit2, got it
    i-kube.co.uk

    again, not for me, and probably not for many of you, its just for anybody who might be interested, could help build your first years no claims too
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