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    car insurance help

    So i passed my driving test the other day and i was happy until i started looking for insurance! i was paying £38 per month with collingwood to insure me on a provisional but now the cheapest i can find is about £1400 for 3rd party on a full uk license. i've tried go compare, compare the market, money supermarket, confused. com, churchill, quinn, swift, diamond. i know my insurance is going to be high at first but was hoping for around £100 a month max. Has anyone just passed and found a cheaper insurance company or can anyone suggest some that i should try? thanks xxx

    28 Comments

    directline were the cheapest for me when I first started driving, stayed with them for a few years. They were even cheap for insuring a 205 gti at the age of 20.

    Try EGG, a friend said they were the cheapest for them

    can you not do it through your mum or dads or partner as this was our cheaper option

    how old are you?
    first time passers it will usually be quite high

    tesco's have always been the cheapest for me, and also churchill.

    Go Compare!!

    SOrry couldnt resist it

    For me, my first policy was a "multi car" policy from Admiral. My Dad had his car insured, and added mine to the policy. He was insured to drive both and I was insured to drive mine.

    I would also try Aviva and Direct Line who don't use comparison websites.

    Good luck!! I know how hard it is

    Oh, and don't forget compare the meerkat!!!

    Banned

    How old are you?

    what size engine does the car have?

    what occupation did you put yourself as?

    Original Poster

    muffin247;7900450

    how old are you?first time passers it will usually be quite high



    i'm 28.x

    Original Poster

    slamdunkin;7900541

    How old are you?what size engine does the car have?what occupation did … How old are you?what size engine does the car have?what occupation did you put yourself as?



    28
    engine is small. not even 1 litre. 993 i think! :oops:
    house wife

    hi i got ford fiesta 09 plate my insurance is 75 a month n only turned 25. with 3n half years exp im with ford insurance also pocketed 10 per cent. was with direct line were cheap couldn't beet ford

    they go buy exp with no claims like me gets dead cheaper

    Banned

    Housewife seams OK...I only asked as students and unemployed get charged more.

    Have you tried insurers that specialise in women.

    [url]www.covergirlcarinsurance.co.uk/[/url]

    diamond.co.uk/

    Google for more

    :thumbsup:My daughter has just insured hers with Aviva. They are doing 12 months for the price of 10 at the moment.:thumbsup:

    Banned

    susanemily;7900702

    :thumbsup:My daughter has just insured hers with Aviva. They are doing 12 … :thumbsup:My daughter has just insured hers with Aviva. They are doing 12 months for the price of 10 at the moment.:thumbsup:



    How long has she been driving, how much was it, how old is she and what car / engine size?

    It's not just the car type it's also your postcode! If you live in an area with a high car theft rate, expect to pay more for insurance

    We have always found that ringing a local insurance broker and getting them to find the best quote works out the cheapest in the long run without the hardwork and you get support if things go wrong, someone independant would be best, ours even looks around at renewal and suggests cheaper options and they are always better prices than the on line people.

    Banned

    thats standard price for a new driver

    quinn appear to be the cheapest througt the compare sites

    try beatthatquote.com as they give you cashback instead of the others stealing it around 30 quid i think.....

    beatthatquote.com/ins…ce/

    Have you checked for fully comp as sometimes that is cheaper than 3rd party?

    Banned

    worth looking at a pass plus course at around £150 to bring the premium down a little bit with participating insurers and also if you have a partner, family member locally that could be added as a named driver who "may" drive the car occasionally.....would reduce the price considerably while keeping you as main driver

    first years insurance is always outrageously expensive

    [url]www.endsleigh.co.uk[/url]
    go on here i think this would be cheap for you i started driving at 20 and had a 1.6 for focus as a first car and think it was 800.00 very cheap as i was getting around 2000
    also says on dvla theory disc this is cheapest for young drivers

    Banned

    Shark Girl;7900894

    We have always found that ringing a local insurance broker and getting … We have always found that ringing a local insurance broker and getting them to find the best quote works out the cheapest in the long run without the hardwork and you get support if things go wrong, someone independant would be best, ours even looks around at renewal and suggests cheaper options and they are always better prices than the on line people.



    I second that...much prefer to give my commission to a broker who will help when things go wrong, rather than a faceless website who give no after sales support/service

    i passed my test last week and i will be taking my insurance out with elephant and adding named drivers as this reduced mine by a 3rd!

    when I first passed my cheapest was with the green insurance company......

    I was 19-20 When i passed and my 1st yr insurance was £750 a year (Well 10 month policy) with Elephant for fully comp
    Me as the main driver and added my mum as a 2nd driver as that can help too
    My car was a 1.3 KA

    Try NFU; sometimes they are really cheap, sometimes not. It depends where you live as I think they were originally designed for more rural places (could well be wrong there). I've been with them for a few years and no complaints whatsoever. They are great to talk to, excellent communications and very helpful. They don't come up on comparison sites either so you have to contact your local office or call them directly. You have to be over 25 to get cover with them so maybe that brings the quotes down. Also, they don't charge you on mileage either so you can do as many as you like.

    As above add a named driver to the policy who has been driving for a while and has their own car (dad/uncle/friend etc) I would also suggest you get a quote with a named driver and a pass plus, as the pass pluy may pay for itself. £100 ish for the pass plus (well spent anyway) and the named driver doesn't ever have to use your car:thumbsup:

    slamdunkin;7900714

    How long has she been driving, how much was it, how old is she and what … How long has she been driving, how much was it, how old is she and what car / engine size?



    She has been driving 7 years,she is 27 and drives a citeron C2. Fully comp £285
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