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    Car insurance increases

    Got my renewal quote in a wee while ago and been looking at quotes since. Every quote is more expensive than last year. Last year I was paying £32 a month now this has jumped away up to £47 a month and I have had no accidents, and only things that have changed is Lee changing professions and us having a baby.

    £15/month is a pretty unreasonable jump IMO.

    The guy on the phone said most monthly payments are increased to at least £40.

    I just don't know how I can get it cheaper and don't think it's fair to be paying an extra £15 quid!!!

    Insurer is Elephant. Had individual quotes from the cheaper ones such as diamond, admiral etc.

    Blooming ridiculous!!!

    24 Comments

    Original Poster

    I have also put My mileage as lower and access to another car

    Okay, well you pay the extra £15 with a big frown on your face then.

    have you tried using a comparison website, btw admiral and elephant are the same company and diamond is NOT cheap quoted me £1000 for insurance I pay £350 pa just now, also if you pay it in a lump sum it will work out cheaper as most companies charge interest for paying monthly
    Edited by: "tracyhay" 31st Dec 2010

    Exactly why I now wanna get rid of my car. Pot holes, petrol prices, insurance going thru the roof etc, etc..........................

    Same happenned to me , no change, no accidents/claim etc and mine went up by £19 a month oO...just have to grin and bare it i'm afraid , apparantly all car insurance has increased due to the ' non payers' so basically we are covering for the idiots who drive without insurance !!

    Hi,

    Just to let you know, the following 12 months Car insurance premiums is due to rocket due to 2009/2010's snow and Dec 2010 snow.

    As of today, Dec 2010, the insurance companies have paid out more in the last 30 days then they did on the last 3/4 months due to the poor weather and accident damage.

    Expect an approx 20% rise next year

    There's a lot online about this..
    Edited by: "RickT" 31st Dec 2010

    ROOFLESS

    Exactly why I now wanna get rid of my car. Pot holes, petrol prices, … Exactly why I now wanna get rid of my car. Pot holes, petrol prices, insurance going thru the roof etc, etc..........................



    I agree, not fotgetting the price of tax now also !!........i couldnt manage without my car though

    It is well known that once you have all maximum discounts ie. 5 years no claims, over 25 etc... Your insurance price will go up every year even if you don't make any claims. My advice would be to change insurance companies every year to get the best possible price.

    I know this from experience, I have never been given a renewal price that was the same or lower than the price I initially paid.

    Original Poster

    Even tried quotes and looking through TCB but still nothing reasonable.

    Yes mine went up loads this year too. The thing that gets me is they claim to be giving me 75% no claims discount but if I put the same details and select no no claims discount the quote is only 31% more than the claimed 75% discounted price.

    Original Poster

    GAVINLEWISHUKD

    Yes mine went up loads this year too. The thing that gets me is they … Yes mine went up loads this year too. The thing that gets me is they claim to be giving me 75% no claims discount but if I put the same details and select no no claims discount the quote is only 31% more than the claimed 75% discounted price.



    Daft isn't it!!

    Banned

    Because your blonde

    And crazy

    Mine's gone down by £10pm with elephant this year - first time in 4 years it hasn't gone up.

    I just passed and can't find insurane for less than £3500! Wish i only had £40 a month to pay
    Edited by: "beet0611" 31st Dec 2010

    Stop paying by monthly instalments, that will save you a fair amount.

    They charge an arm and a leg in interest.

    Crikey! What on earth cars do you lot drive? Mine was only was only £109 for the year for a fiesta 1.4 ghia (but then i am getting on a bit.....)

    Original Poster

    dimebars

    Because your blondeAnd crazy



    Haha nah not been blonde in over a year lol


    waylonolivier

    Crikey! What on earth cars do you lot drive? Mine was only was only £109 … Crikey! What on earth cars do you lot drive? Mine was only was only £109 for the year for a fiesta 1.4 ghia (but then i am getting on a bit.....)



    1.4 grande punto active sport but only 22 so insuance will be high for a couple years still

    Be happy you dont have to pay £2500 a year like me ;\

    Nick_

    Be happy you dont have to pay £2500 a year like me ;\



    i was quoted £4400. as a third driver

    I pay £87 a month on my honda civic sport and im 21. wish i could go below £50

    I went through a couple of comparison sites, found the cheapest and then went through TCB and paid in full. Saved about £80 overall from the previous year.

    shopstilldrops

    Same happenned to me , no change, no accidents/claim etc and mine went up … Same happenned to me , no change, no accidents/claim etc and mine went up by £19 a month oO...just have to grin and bare it i'm afraid , apparantly all car insurance has increased due to the ' non payers' so basically we are covering for the idiots who drive without insurance !!


    This is 100% Not true & is a cop-out for Insurance company's to get more money from us.
    around 6-7-8 Years ago we had 10x's more Non-Insured drivers on the roads,but with Police having the Reg Computer at the Wheel most Non-Insured drivers get caught as soon as they pass a Traffic Police car..........Any one from Traffic Police on here would be able to confirm this.

    Mine has gone done by £65 this year

    Good Times!
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