Car insurance is up for renewal but will want to add passed driver later.

17 replies
Found 18th Oct 2010
My insurance is up for renewal but I will shortly want to add my daughter who will be passing her test shortly. My insurance company does not allow this. What is the best way to get a good price please, any ideas?

17 Comments

Do you mean your insurance company won't allow you to change your policy (i.e. by adding a driver)? Or do you mean that it won't insure your daughter?

Original Poster

My insurance won't allow me to put anyone under 35 on my insurance. Is there any good insurers who don't do this. when I was with Norwich union I think it was They did not charge me to add my husband who was learning at the tome.

why dont u do a go compare and add her? then u know the ones who do?

Banned

get some quotes with her having passed her test on the policy
then ring company to explain you don't want her on the policy yet and is it possible to do

Original Poster

plumberman01

why dont u do a go compare and add her? then u know the ones who do?



I was going to do that but I know that the premiums will rocket when she passes her test.

You'll still have to pay the increased premium when you add her, don't be thinking you can avoid that by adding her after you've taken out the policy.

Original Poster

Penny Saver

You'll still have to pay the increased premium when you add her, don't be … You'll still have to pay the increased premium when you add her, don't be thinking you can avoid that by adding her after you've taken out the policy.



No I know that, but it seems that all the cheaper policies that come up have a lot of clauses in their terms and conditions which they dont show up at first

Ah, I imagine the big names are the least picky. Try some quotes with the big people. Remember though, most have a fee for changing or amending a policy after it's inception - so you could be charge £50 or so jsut to add her, then the increased premium as well. if you are so confident she will be passing soon, just stick her on now.

Original Poster

Penny Saver

Ah, I imagine the big names are the least picky. Try some quotes with … Ah, I imagine the big names are the least picky. Try some quotes with the big people. Remember though, most have a fee for changing or amending a policy after it's inception - so you could be charge £50 or so jsut to add her, then the increased premium as well. if you are so confident she will be passing soon, just stick her on now.



Just got a quote with her on my insurance as a provisional driver it is 750.00 the lowest I can get on my own is about 160.00. really don't know what to do

I'd be telling her to get her own bloody insurance.

Original Poster

Penny Saver

I'd be telling her to get her own bloody insurance.



My thoughts entirely. Thank you all for your help

I paid for my daughter's insurance - the policy is in her name, with me as a named driver. It's not cheap, but it's the cheapest way we could find to do it, and she gets the no claims.

Original Poster

I paid for insurance just for me and when the time comes to add her I will sort it out then. I have got a very good price from Aviva just got to get good breakdown now.

bluebindy123

I paid for insurance just for me and when the time comes to add her I … I paid for insurance just for me and when the time comes to add her I will sort it out then. I have got a very good price from Aviva just got to get good breakdown now.



have a look at topcashback and quidco as RAC and AA was silly cheap after cashback

Try Direct line as she'll earn a NCB even as a named driver

Original Poster

Jumpingphil

How do you know she is going to pass?



I don't, thats why I have just insured for myself and when she does pass I will sort it out then. All the other learners of her age are passing their tests first time the lucky buggers.

Original Poster

plumberman01

have a look at topcashback and quidco as RAC and AA was silly cheap after … have a look at topcashback and quidco as RAC and AA was silly cheap after cashback



I went for Autonational covered for everything including home start for 15 months instead of 12 months cost £66.00 getting 11.50 already tracked by Quidco.

Thanks to you all
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