Posted 14th Jan
untill i saw the renewal I forgot I valued my car at £1 on my insurance. My logic being that I've a 09 ford focus 1.6 Petrol, probably worth £1k or so, but If something were to happen my excess is £150, so I woudln't break my no claims for £800...I'd just get a new car. I kept comprehensive as I wanted windscreen cover. Is there any disadvantage here? I suppose I could hit somebody else and want to claim for myself as well as them, I hadn't thought of that till now. My insurance is about £200 and I'm thinking given that I drive 6000 miles a year, I should be low enough risk, I know anytihng can happen but thinking of upgrading car in next 6 months anyway. Up for renewal in Feb so wondering any reason to change it?