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    Car insurance on a fiait punto

    Anyone know home much insurance would cost for a 19 year old lad under secound driver (fathers name 1st) on a fiat punto or vauxhall corsa?

    23 Comments

    inb4 phone them

    so many factors to be taken into account, postcode for a start. you can only find this out by either going online or calling them up

    Original Poster

    bossyboots;6387444

    so many factors to be taken into account, postcode for a start. you can … so many factors to be taken into account, postcode for a start. you can only find this out by either going online or calling them up



    Hey thanks yes thats true just thought id get a rough estimate

    Assuming full no claims possibly around £600ish ?

    Only cheaper under dads name if dad has spare no-claims bonus or if the quote has not been obtained honestly. Better to put it under the sons name so he starts earning no-claims bonus although if he has just started driving it will not be cheap.

    If on provisional licence check what the rate will be when he passes his test or you may be in for a very, very nasty surprise from some insurers i.e. Quinn.

    Get a quote on-line.
    If you go through Quidco & use "Gocompare" & "confused.com" they'll pay you £1.50 & £1 just for getting a quote :thumbsup:

    Original Poster

    jallsey;6387679

    Only cheaper under dads name if dad has spare no-claims bonus or if the … Only cheaper under dads name if dad has spare no-claims bonus or if the quote has not been obtained honestly. Better to put it under the sons name so he starts earning no-claims bonus although if he has just started driving it will not be cheap.If on provisional licence check what the rate will be when he passes his test or you may be in for a very, very nasty surprise from some insurers i.e. Quinn.



    BeeKeeper;6387684

    Get a quote on-line.If you go through Quidco & use "Gocompare" & … Get a quote on-line.If you go through Quidco & use "Gocompare" & "confused.com" they'll pay you £1.50 & £1 just for getting a quote :thumbsup:



    Thanks alot guys

    Just use confused to get a rough idea m8,

    Original Poster

    deanos;6387886

    Just use confused to get a rough idea m8,



    Thanks mate giving that a go now!

    One other thing, dont go paying extra for legal cover, get it FREE : ]http//ww…ort

    Yourkey cover you for any vehicle & if you ever have an accident & need them, they then recover their fee from third partys, rather than charging you.

    W reg punto here. £1100.

    Original Poster

    BeeKeeper;6388005

    One other thing, dont go paying extra for legal cover, get it FREE : … One other thing, dont go paying extra for legal cover, get it FREE : ]http://www.yourkey.info/accident-supportYourkey cover you for any vehicle & if you ever have an accident & need them, they then recover their fee from third partys, rather than charging you.



    Wicked
    :thumbsup:
    vengod;6388024

    W reg punto here. £1100.



    Thanks mate just what i was looking for! would you say that is for a 19 year old? is the car actually reliable?

    andel90;6388223

    Wicked :thumbsup:Thanks mate just what i was looking for! would you say … Wicked :thumbsup:Thanks mate just what i was looking for! would you say that is for a 19 year old? is the car actually reliable?



    Im 19...and have my mam as main driver, she had 0 years no claims aswell.

    The car is good for a first timer. However, more than likely things will go wrong with it. Ive had it since March 2008 and its needed a new wiper motor and Head gasket. Mate has had an X reg punto and his PAS went. But i suppose each car is different.

    But overall its a good first car, can have good speed and doesnt look that much like an old car.

    Try aviva rapid bonus they will quote you prices for first named young drivers you have to call them to get a quote the great thing is in 9 months you get a 40% discount which counts as your first year no claims bonus.

    andel90;6388223

    Wicked :thumbsup:Thanks mate just what i was looking for! would you say … Wicked :thumbsup:Thanks mate just what i was looking for! would you say that is for a 19 year old? is the car actually reliable?



    Are you being serious?...a Fiat reliable... probably the most unreliable car on the road today.

    Inactive;6392247

    Are you being serious?...a Fiat reliable... probably the most unreliable … Are you being serious?...a Fiat reliable... probably the most unreliable car on the road today.



    Fix It Again Tomorrow

    Original Poster

    sarbjeet_;6392206

    Try aviva rapid bonus they will quote you prices for first named young … Try aviva rapid bonus they will quote you prices for first named young drivers you have to call them to get a quote the great thing is in 9 months you get a 40% discount which counts as your first year no claims bonus.



    Thanks mate

    Inactive;6392247

    Are you being serious?...a Fiat reliable... probably the most unreliable … Are you being serious?...a Fiat reliable... probably the most unreliable car on the road today.



    Are they reallly that bad?

    I've had my Punto for almost 2 years. In all that time all that's needed doing on it is a new set of tyres, new brake pads, and a new exhaust. Can't really complain for a car that was 7 years old when I bought it.

    My insurance was about £115 a month when I started driving at 18. I took my Pass plus which reduced it, and now I have some NCB, so it's down to about £70 a month for me now, that's with Direct line. Hope this helps.

    Original Poster

    nickw90;6407604

    I've had my Punto for almost 2 years. In all that time all that's needed … I've had my Punto for almost 2 years. In all that time all that's needed doing on it is a new set of tyres, new brake pads, and a new exhaust. Can't really complain for a car that was 7 years old when I bought it. My insurance was about £115 a month when I started driving at 18. I took my Pass plus which reduced it, and now I have some NCB, so it's down to about £70 a month for me now, that's with Direct line. Hope this helps.



    Thanks alot mate just what i wanted to know to be honest!...was it on someone elses name?

    Be careful insuring under someone else's name. It is actually illegal, if your the main driver, and will invalidate your insurance if proved following a accident.

    It may be tempting to put the policy in someone else's name - one of your … It may be tempting to put the policy in someone else's name - one of your parent's, for example - with you as the named driver. But if you're actually the main driver, this is known as ‘fronting’ and is illegal.Insurers are increasingly tracing fronted policies. If you’re found out, the insurer may refuse to pay out in the case of an accident and may even pursue legal action for fraud.


    taken from here
    which.co.uk/adv…jsp

    andel90;6407642

    Thanks alot mate just what i wanted to know to be honest!...was it on … Thanks alot mate just what i wanted to know to be honest!...was it on someone elses name?



    No it was on my own policy. The plan was to get me put on my Dad's policy but shortly before I passed my test there was an article in The Times about insurance companies refusing to pay out to people who were the main driver of a car, but weren't the policy holder. So I figured it was less hassle just to get my own policy, plus I'm building my own NCB now too. While it does start out pretty costly, mine has come down in price by £40 a month in 2 years.. so it does get cheaper.

    Original Poster

    nickw90;6407604

    I've had my Punto for almost 2 years. In all that time all that's needed … I've had my Punto for almost 2 years. In all that time all that's needed doing on it is a new set of tyres, new brake pads, and a new exhaust. Can't really complain for a car that was 7 years old when I bought it. My insurance was about £115 a month when I started driving at 18. I took my Pass plus which reduced it, and now I have some NCB, so it's down to about £70 a month for me now, that's with Direct line. Hope this helps.



    nickw90;6407846

    No it was on my own policy. The plan was to get me put on my Dad's policy … No it was on my own policy. The plan was to get me put on my Dad's policy but shortly before I passed my test there was an article in The Times about insurance companies refusing to pay out to people who were the main driver of a car, but weren't the policy holder. So I figured it was less hassle just to get my own policy, plus I'm building my own NCB now too. While it does start out pretty costly, mine has come down in price by £40 a month in 2 years.. so it does get cheaper.



    Thats really good mate thanks for the info!

    Original Poster

    Goonieman;6407740

    Be careful insuring under someone else's name. It is actually illegal, if … Be careful insuring under someone else's name. It is actually illegal, if your the main driver, and will invalidate your insurance if proved following a accident.taken from herehttp://www.which.co.uk/advice/insurance-tips-for-young-drivers/index.jsp



    Hey thanks for that mate,
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