Car insurence Legal cover, is it worth it?

    Hi all,

    not sure if this is right place for this?

    Is Car insurence Legal cover, is it worth the £30 extra?

    I renewed mine today and opt'd out (like most years), coz i hate paying insurence, and dont want to give them any extra.

    However the women on phone said that if i had accident, i had to pay excess, even if not my fault - which i understand. but she said I could not get the excess back without legal cover is this correct? if so why?




    Original Poster

    actually just found this...…jsp

    which kind of answers my question

    but there are lots of companieslike this around too
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