Chihuhua Pet Insurance - Pet Plan vs More Than

12
Found 28th Aug 2017
Looking at insurance for my 6 year old Chihuahua (rescue).

Leaning towards PetPlan...approx £45p/m for £7k lifetime.

More Than offer £12k lifetime and are approx £33p/m.

Excesses are near identical.

Any recommendations on the two? Good & bad experiences welcomed.
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Information you have provided is too limited. Take a look at their excess fees, do they include medication, do they include consultations, travel abroad, if they become a dog that takes over the world and makes a slave of you and your insurer?

ALWAYS read the fine print with insurers, you'll find what's right for you in the small print
Edited by: "hairray" 28th Aug 2017
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Pet plan is recommended by most vets and rescues for a reason, they're one of the best for getting treatment. Did you get your chihuahua recently as I know for the bigger rescues like dogs trust, sspca, rspca etc their rescues come with a free 4 week trial for pet plan.
Original Poster
Had him as a rescue just over a year ago. Never had pet insurance as kept the money in the bank...but think I'm going to opt for insurance now.
I use petplan for my two labs, low excess. They deal direct with the vet and also cover dental which isn't always covered by other insurers.

it is more expensive than some others but I am covered for a good amount and it's lifetime cover.
They are known not to increase their premiums hugely hugely each year, I have only had one renewal in and so far ok but not sure how it would be next year etc.
sparky1110914 h, 27 m ago

Pet plan is recommended by most vets and rescues for a reason, they're one …Pet plan is recommended by most vets and rescues for a reason, they're one of the best for getting treatment. Did you get your chihuahua recently as I know for the bigger rescues like dogs trust, sspca, rspca etc their rescues come with a free 4 week trial for pet plan.


Agree with the above. I've used Pet Plan in the past, and although they may cost more, they always deliver. They have never rejected a claim of mine, unlike some of the cheaper insurers friends of mine have used.

In my opinion it's not worth skimping a few pounds a month when you could be looking at treatment that can run into thousands (CT scans, x-rays, blood profiles, emergency surgery, referrals etc).

It's like everything, you pay your money, you take your choice
Pet plan every time. Our dog is 10 now and over the years, including any excess, we've paid over £3,500 in premiums. When we added up how much pet plan has paid out it's over £13,500. She's the most accident prone dog we've ever had, she's needed 2 mri scans, cruciate ligament operation, small tumour removed, treatment for trapped nerve along her spine, etc. Pet Plan have never quibbled or refused payment while friends have gone for cheaper initial premiums and then found various exclusions applied.
Totally agree with takethatfan1978 and badger2609. I went with PetPlan for my labrador who, despite being only 2yr 6mths old, has had to have more than £4000 worth of treatment from vets & specialists etc. PetPlan haven't argued over a single penny and every claim I've submitted, they paid (minus excess of course!). As taketthatfan1978 says, Petplan do increase your premiums year by year not hugely (especially compared to other insurers that catch you by offering a cheap price for the 1st year and then doubling the premiums every year thereafter.
Original Poster
What do you say 7k pay out per year or pay the extra for 12k per year?
slex8811 h, 53 m ago

What do you say 7k pay out per year or pay the extra for 12k per year?


It depends on what you think is the right cover. I have 12k for both my girls as I know any surgery for a Labrador retriever be it hips/elbows etc can be a fortune
Original Poster
I've gone with the PetPlan £12k cover. £50 a month for a 5 year old Chihuahua
slex8829th Aug

I've gone with the PetPlan £12k cover. £50 a month for a 5 year old C …I've gone with the PetPlan £12k cover. £50 a month for a 5 year old Chihuahua


My 2 year old lab is £56 a month and my 6 month old pup is £48. Both lifetime cover,12k cover and haven't had any claims
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