chip in my windscreen smaller than a 5p

hi people ive just got out of work and notice a chip in the screen no bigger than a 5p.
now im with aviva and they say it cost me £10 for autoglass to come out and it not affect my claim bonus,
is this true?

also ive saw the vans which say they repair it free as long as it fully comp. is this true or hidden cost or does it affect the claims bonus?

please give me some advice. thanks

21 Comments

Depends on insurance company - Windscreens are normally repaired free, read the print on your policy (some charge)

You have a suspicious nature ........................its all true:thumbsup:

Banned

it may not affect your NCB with them but if you go elsewhere for a renewal quote you have to declare the claim so could affect future premiums

might be cheaper in the long run to just get a repair.

ive just called auto glass today for the chip in my screen. ive called my insurance and they say that my insurance or no claims will not be affected as long as i repair it before the chip becomes a crack

Most companies make no charge at all, for a screen repair.

Aviva of course make a charge of £10.:x

This is yet another sneaky charge by them.

aviva have to pay for all those adverts somehow i guess:whistling:

Original Poster

so its right then £10
but what about the vans what say we do it free? are they?

csiman;7814053

it may not affect your NCB with them but if you go elsewhere for a … it may not affect your NCB with them but if you go elsewhere for a renewal quote you have to declare the claim so could affect future premiumsmight be cheaper in the long run to just get a repair.



You dont need to declair windscreen claims

it doesnt affect your no claim bonus but i bet you they put up your renewal price for the next few years to claim it back

get it fixed mate we just got a crack in our windscreen wanted 650 quid to replace luckily just £50 excess on our windscreen

It doesn't affect premiums as far as I'm aware, its not pushed mine up

Original Poster

thanks people for your replys
so the vans aint free then and there noway to get it free?

Banned

sme24185;7814478

thanks people for your replysso the vans aint free then and there noway … thanks people for your replysso the vans aint free then and there noway to get it free?



Autoglass charge £80 if you don't want to do it through insurance but it comes with a lifetime warranty where by they will replace the entire windscreen if it turns to a crack.

Banned

Inactive;7814145

Most companies make no charge at all, for a screen repair.Aviva of course … Most companies make no charge at all, for a screen repair.Aviva of course make a charge of £10.:xThis is yet another sneaky charge by them.


direct line charge £75 excess

Section D – Windscreen Damage
The windscreen Replacement Excess has increased
from £60 to £75.

deanos;7814273

You dont need to declair windscreen claims


Direct Line policy states you do. It probably varies with insurers

sme24185;7814478

thanks people for your replysso the vans aint free then and there noway … thanks people for your replysso the vans aint free then and there noway to get it free?



there is a way to get it free change insurance companies to one that dont have sneaky charges as fo 95% of insurance companies dont charge and its free but is it worth the hassle id just pay the £10

Original Poster

its £10 for a crack or £75 for the replacement

csiman;7814538

direct line charge £75 excessSection D – Windscreen DamageThe windscreen R … direct line charge £75 excessSection D – Windscreen DamageThe windscreen Replacement Excess has increasedfrom £60 to £75.Direct Line policy states you do. It probably varies with insurers



not for chips just replacement windscreens and onlt with some insurers

shamus1975;7814558

there is a way to get it free change insurance companies to one that dont … there is a way to get it free change insurance companies to one that dont have sneaky charges as fo 95% of insurance companies dont charge and its free but is it worth the hassle id just pay the £10



+1:thumbsup:

sme24185;7814563

its £10 for a crack or £75 for the replacement



Don't use Aviva in future almost all insurers make no charge to repair a crack.

Iv'e just had autoglass out yesterday for a chip in my windscreen and I never had to pay anything..0nly thing was if it could't have been repaired would have had to pay £50 excess

Direct Line / Privillege charge £10 for Chip repairs :x The std glass excess is £75.

It's worth checking your excesses carefully - My car was broken in to - they broke the glass, damaging the window frame and nicked a power cable from the glove box - my theft excess with Privillege was a sneaky £250 - and they only cover up to £200 of contents - all I could do was have the glass replaced (£75 excess) :x

pay the £10 before it gets any bigger, once it turns inot a crack then you will nedd to pay the full windscreen excess that your insurer charges, especially with these frosty cold mornings there is more of a chance of it getting bigger.
smaller than a £1 or £2 coin they can repair, any bigger and it's a new windscreen
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