Found 2nd Feb
Hi,

I've currently got an inactive Cash ISA with TSB which I haven't used for a couple of years and only has 4p in.

If I go into branch and ask them to close the account for good will this have any impact upon my credit rating as i'm hoping to apply for a mortgage in a few months time?

Thanks

5 Comments

An ISA isn't a form of credit, so won't impact your credit rating.

No as above it wont affect your credit at all

If you close accounts or stop unused credit cards it will help your credit score...........

As long as you dont stop them all!

Original Poster

Thank you very much for your help, much appreciated!

I just left mine - it's not bothering me or costing me money.
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