credit builder…spx

    Anyone have any experience of this?


    Original Poster

    £5.95 for the card. But the main thing is building up on a poor credit score.

    Also £17 topcashback

    I have used it on several occasions. From what i remember they "loan" you 50 quid and then report it to the credit reference agencies at the end of the term if you make all the payments. I just have 10 quid set up to go into Cashplus account every month and it takes the loan amount off it that i would already be paying to have the card so I was fine with it. I would only really consider if your credit history is really poor.

    I've been using it a few months now and have noticed an improvement in my credit score
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