Credit card help

15
Posted 24th Dec 2020
So I've never had a credit card in my life but always see people recommending using one for extra protection.

The question is how do i go on about it and what are the cheapest options? I personally don't like bring in debt so prefer paying in full or waiting until i have the cash. In nutshell i want to know the process that wont affect my credit history nor me ending up paying more

Thanks
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