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    Credit card refund help please

    I took out a new car insurance policy yesterday and paid via credit card (halifax clarity). However my new Amex reward card today arrived which i would have rather used(i have to reach a spend in the first few months). I have spoken to the insurance company who have said they can refund the payment but it may take 3-5 working days.

    My statement date has historically been 23-25th of the month and i don't want the balance to carry over into the next month where interest might be payable on the amount which is to be credited.

    Do you think there is a risk this could happen or would the credit be placed on the account and there be no risk of having any fees on my halifax account?

    thanks in advance.

    7 Comments

    You sure the insurance company wont charge you a cancellation fee as most do?

    do you have an interest free period?
    is it being given back as a refund or credit.

    chocci

    You sure the insurance company wont charge you a cancellation fee as most … You sure the insurance company wont charge you a cancellation fee as most do?



    14 days cooling off period ;).

    Original Poster

    HamanBasher

    do you have an interest free period?is it being given back as a refund or … do you have an interest free period?is it being given back as a refund or credit.


    given back to me as a refund

    I had an augment with a CC company over this (things might have changed), but they only used process refunds after they've changed you interest on a month.
    I'd check with the CC company. . .

    shauneco

    14 days cooling off period ;).


    They do charge an administration fee even in cooling off period.

    chocci

    They do charge an administration fee even in cooling off period.


    Ok fair enough
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