Credit card tarts

    I was wondering, are any of you credit card tarts?

    I ask because I'm thinking of switching my credit card to a 0% deal, but I'm concerned whether it will affect my credit rating.

    Do you get a 'black mark' everytime you're credit checked, or I'm I worrying over nothing?




    I've done a couple that I've found through MSE but not sure how it affect credit rating..... can't see it affecting it as Martin Lewis wouldn't promote tarting otherwise.

    I think it only makes your credit score worse each time you get refused.

    i change card everytime the 0% is up it has not harmed my credit rating I've paid nearly 3G off at interest free .. Just don't spend on your new card
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