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    Cycle Insurance @ ETA - £32 for the year

    Just got insurance from these guys for £32 (my bike is insured for £450) for the year which I thought was pretty good. Thought I would post this since there are so many good bike deals popping up recently. Premium includes the following (no depreciation which is essential I think):

    1 Cover for theft, accidental damage & vandalism (no de-valuation)
    RACE COVER INCLUDED
    2 Third party cover up to £1m worth up to £27 when bought separately
    3 Personal accident cover up to £20,000 worth up to £23 when bought separately
    4 Breakdown recovery for your bicycle worth up to £35 when bought separately
    5 90 days’ European cover
    6 60 days’ worldwide cover
    7 Bike hire up to £250 to spend on a hire bike following an approved claim
    8 ‘Get You Home’ cover a taxi home should your bike be stolen or damaged
    9 No claims discount earn up to 40% no claims discount
    10 Low excess 5% (£25 minimum payment)

    25 Comments

    eeeh they want £160 for mine, and i already have 3rd party cover with the CTC.

    anyone know a better provider for higher value bikes and no 3rd party, no breakdown etc.?

    i need some bike insurance, but not the extras.

    Add it on to home insurance.

    graemeakajimmy

    Add it on to home insurance.



    Yeah, then when you make a small claim for your stolen bike, you pay hundreds extra per year for your home insurance.

    You might want to change the picture - that's a fatal accident you're showing (link to news story)

    Would you post an actual photo of someone having a fatal heart attack to promote a life insurance or healthcare product. They may be someone's friend or relative involved in that incident reading.

    verybigchris

    You might want to change the picture - that's a fatal accident you're … You might want to change the picture - that's a fatal accident you're showing (link to news story)



    Your link doesn't work

    souljacker

    Your link doesn't work



    Google "Juan Campos drunk"

    M&S have a good deal through house insurance. It's in the region of any bike up to £4000 included in their policy. If you own a good bike and live in a house it's a pretty good deal. You can even have multiple bikes without extra cost. It works out good for me so I'll use them next time.
    It is only maximum limit, you don't have to buy a bike for £4000 and no I don't own a £4000 bike.

    Original Poster

    whoopsy on the image - changed! Just googled "funny bike crash" last night, didn't realise some poor muchacho died

    snowball

    whoopsy on the image - changed! Just googled "funny bike crash" last … whoopsy on the image - changed! Just googled "funny bike crash" last night, didn't realise some poor muchacho died



    he he.
    replace bad taste picture of man dying on bike with racism...what's next?

    whitbyfish

    Would you post an actual photo of someone having a fatal heart attack to … Would you post an actual photo of someone having a fatal heart attack to promote a life insurance or healthcare product. They may be someone's friend or relative involved in that incident reading.



    i dunno....that would make me buy health insurance...oO

    Original Poster

    nossa

    he he.replace bad taste picture of man dying on bike with racism...what's … he he.replace bad taste picture of man dying on bike with racism...what's next?



    Lol? Where's the racism? I assume you're referring to "muchaco"?? Blimey O'Reilly!

    mu·cha·cho/mo͞oˈCHäCHō/
    Noun: (in Spanish-speaking regions) A young man

    Banned

    how is this a deal?

    its just an insurance site giving different quotes for all (mine was £42 BTW)

    Original Poster

    csiman

    how is this a deal?its just an insurance site giving different quotes for … how is this a deal?its just an insurance site giving different quotes for all (mine was £42 BTW)



    It was cheaper than any other insurance company I received quotes from last night.. Endsleigh and Cycleguard.. and it's sometimes better to have your bike insured separately from your home content given the increased likelihood of theft in some situations. Hence the submission as a deal.

    Oh dear. They quoted me £259.50 which is more than my car and house and contents insurance combined. Unbelievably cold.

    Original Poster

    JunkMail

    Oh dear. They quoted me £259.50 which is more than my car and house and … Oh dear. They quoted me £259.50 which is more than my car and house and contents insurance combined. Unbelievably cold.



    To be fair, you're probably trying to insure a bike worth >£2500? If you were to make a claim for that on your home contents insurance your house insurance premium would become mammoth..

    My car is worth considerably more that £2500 and that costs me just over £120 for fully comprehensive insurance so I think that £259.50 for a bike is ridiculous.

    yes but high value bikes are swiped all the time

    TECHSPEC

    Yeah, then when you make a small claim for your stolen bike, you pay … Yeah, then when you make a small claim for your stolen bike, you pay hundreds extra per year for your home insurance.



    Protect your no claims bonus. Also the poster is talking about a high end bike (My bikes worth a grand, but I still don't regard it as high end so I'm assuming the bike in question is worth more) so the amount will not be small. If its small why claim at all? And besides it its costing him £160 extra just to insure the bike as long as any future claim did not bump up premiums by more that that the poster will still be better off.
    Edited by: "graemeakajimmy" 6th Oct 2010

    snowball

    Lol? Where's the racism? I assume you're referring to "muchaco"?? Blimey … Lol? Where's the racism? I assume you're referring to "muchaco"?? Blimey O'Reilly!mu·cha·cho/mo͞oˈCHäCHō/Noun: (in Spanish-speaking regions) A young man



    If you google it an alternative definition is a male servant - I think that's what the poster was getting at.

    @whitbyfish - yes but high value bikes are swiped all the time
    They'd have to fight me for it though.

    Banned

    snowball

    It was cheaper than any other insurance company I received quotes from … It was cheaper than any other insurance company I received quotes from last night.. Endsleigh and Cycleguard.. and it's sometimes better to have your bike insured separately from your home content given the increased likelihood of theft in some situations. Hence the submission as a deal.


    but the £32 deal price is specific to you so deal only exists for you

    its just an insurance website at the end of the day

    Banned

    As above. moved to misc.

    Thanks for the info.

    Just got a quote of £1.64.

    For a push bike.

    Might post as a deal.

    Original Poster

    ****!
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