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    Debt collection letter

    I received a letter this morning from Pastdue Credit Solutions asking me to contact them urgently regarding an outstanding debt. However it is addressed to "New Customer, House details...." Do I need to bother with this and has anyone had any experience with them before? I just don't really want to talk to them about what I assume is someone else's debt!

    17 Comments

    hmm 3 options imo

    a) contact them asking what the debt is for
    b) ignore it and if you know you dont have debt outstanding
    c) ignore it full stop - if they ring you say you havent received it

    Throw it in the bin.

    thesaint;3557752

    Throw it in the bin.


    This don't happen often, but I agree with the saint

    get your Experian credit report asap

    in no case give them any of your personal details either

    choc1969;3557774

    get your Experian credit report asap



    i thought that was usless!! :?

    just throw it in the bin!!

    I owed ebay £6 for fees, they sent the debt collectors after me for that, they'd ring me up and get stroppy cos I wouldn't give them my dob or address over the phone, they could of been anyone I told them to write to me and give me a number I could contact them on.

    not sure on this but how can they take things further ie to court if they dont know your name?


    main thing do you owe anyone any money? if truthfully no throw it in the bin

    Banned

    I read something, can't think where though, that in some cases debt collection agencies buy debts for pennies that are approaching the 6 year rule. Making contact with them again gives the company the option to open up again as a live case.

    If it's yours and a very old debt, bin it now.

    Paddy_o_furniture;3557768

    This don't happen often, but I agree with the saint



    You should do, you'd up your percentage of being correct.

    thesaint;3557974

    You should do, you'd up your percentage of being correct.


    I'm never right, I'm married

    google the company, no doubt they are one of the debt companies that buy debts that are out of date, and put the willys up people and then you start repaying a debt when you don`t have to

    Banned

    You could contact them and explain that the debt is not your's.
    If they persist, tell them you will report them for demanding money with menaces.
    Keep a record of all communications.
    If the debt IS your's offer them a small amount to clear it up.
    I know of someone who offered £1,000 to clear a £5,000 + debt and it was accepted.

    report it to watchdog - you might hellp stop them conning someone else
    bbc.co.uk/wat…ry/

    fskinner;3558002

    google the company, no doubt they are one of the debt companies that buy … google the company, no doubt they are one of the debt companies that buy debts that are out of date, and put the willys up people and then you start repaying a debt when you don`t have to



    I think that's illegal. :thinking:
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