Dell - Buy now, pay October 2010.

5 replies
Found 7th Oct 2009
I wanted to take advantage of this offer but it doesn't really give much on the website.

Any help? Do they charge interest?

Thanks.

Paul.

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5 Comments

You dont automatically qualify for it. They assess your viability of the rate by doing a credit check and while they may quote buy now pay 2010, you may only qualify for the immediate credit payments at a higher rate.

If you do qualify then yes, you get up until October 2010 to pay the full balance excluding interest. If you do not pay the full balance then they will automatically charge interest from the purchase date until October 2010 and add it to the outstanding amount. Dont be under the impression that the interest starts on Oct 2010, it doesnt, it starts the day you purchase and accept the agreement.

Original Poster

I don't think I qualify for it.

It offered me the pay £10 for 12 months then £14.45 for the next 12 months, If I wanted to pay more off could I?

I would prefer it done in about 12 months!

Thanks.

Paul.

dont get yourself into debt for a pc.

Original Poster

I can pay it off, I get paid a week today and need a laptop asap but just will probably wait.

paul_doh;6510581

I can pay it off, I get paid a week today and need a laptop asap but just … I can pay it off, I get paid a week today and need a laptop asap but just will probably wait.



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