direct debit payments help...

11 replies
Found 19th Jan 2009
Hi i have a direct debit payment which is due to be taken today by skytv but has not yet come out,im hoping sky might take the payment out tomorrow instead but what do u think my chances are?is there anyway of finding out?thanks

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10 Comments

DD's normally come out at midnight, i doubt very much it will come out today now.

there are 2 alternatives if the DD doesnt appear to have been taken. Do I assume your hope that it hasnt gone out is due to it making you overdrawn or somesuch ?

If you have internet banking, have a look. It will show what has happened. either it was not taken out today or they tried to and the DD was refused.

either will show you the same effect on your balance. Fingers crossed it is the first. The latter always attracts nasty charges at some later date..

Banned

could always ring your Bank?

if a DD is due to be taken on a monday it is normally collected the friday before hand due to it being a working day. So if its not been taken so far i doubt it will be taken today my guess it will be 2moro. out of curosity what date is ur DD normally taken ?

Original Poster

demolisher;4115964

if a DD is due to be taken on a monday it is normally collected the … if a DD is due to be taken on a monday it is normally collected the friday before hand due to it being a working day. So if its not been taken so far i doubt it will be taken today my guess it will be 2moro. out of curosity what date is ur DD normally taken ?



normaly the 18th

If Sky take the money without you having adequate funding in your account, you will likely get hammered by your bank and a get a bad mark on your credit scoring.

I would rush off to the bank and pay the money in sharpish, if this is the situation.

demolisher;4115964

if a DD is due to be taken on a monday it is normally collected the … if a DD is due to be taken on a monday it is normally collected the friday before hand due to it being a working day.



Eh? I've never ever had a DD taken on the friday if it's due on the monday. Maybe that depends on your bank?

if its 18th it shud have deffinatly gone out on friday. If for any reason in the future you dont have the funds for a DD going out of your account the best thing do to is to cancel the DD until you have the funds available then pay your bill and set up the DD again saves you being charged up to £38 :thumbsup:

ChipSticks;4116653

[QUOTE=demolisher;4115964]if a DD is due to be taken on a monday it is … [QUOTE=demolisher;4115964]if a DD is due to be taken on a monday it is normally collected the friday before hand due to it being a working day. /QUOTE]Eh? I've never ever had a DD taken on the friday if it's due on the monday. Maybe that depends on your bank?



im with natwest, only happens if the DD is due to go out on monday

demolisher;4116681

im with natwest, only happens if the DD is due to go out on monday



I'm with Alliance & Leicester and have never had them take a DD before it's due date, if the date falls on a saturday or sunday they take it on the monday.

So, yes, I guess it is bank dependant.
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