Groups

    Direct Debits, word of warning.

    I just called my bank to clear something up and to cancel a direct debit and thought I'd check what DD's were still active on my account. There were loads, some going back over a year, for companies I no longer had dealings with. Worth checking periodically and cancelling those that are no longer relevant to save any possible problems later.

    19 Comments

    I had this issue with a phone insurance company, found they had been taking money 8 months after the contract had finished, serves me right I suppose for not paying attention to the bank statements.

    All online now and the GF dont miss a trick

    Banned

    Which bit is the word of warning bit?

    Banned

    I check my account on-line every day.

    Good to check for fraud also.

    Don't eat yellow snow.

    Banned

    tinkerbell28;7878893

    I always do this, it's a good heads up though as when I first looked at … I always do this, it's a good heads up though as when I first looked at hubbies account it was a mess, I deal with it now :-D



    Men can be a bit useless with finances.

    DLM;7878939

    Men can be a bit useless with finances.



    I check mine online every morning.

    Banned

    dontdothatagain;7878964

    I check mine online every morning.



    Most men I have met though don't until I nag them

    DLM;7878939

    Men can be a bit useless with finances.



    Absolute chauvinistic nonsense.

    When I was given £100 to do the shopping. I got everything we needed a weeks shopping £65. £15 on gas card, £15 on electric key and £15 on water.

    i could tell you exactly how much is in my bank account at any giving time, so would notice even a pund going missing

    Banned

    dontasciime;7879012

    Absolute chauvinistic nonsense.When I was given £100 to do the shopping. … Absolute chauvinistic nonsense.When I was given £100 to do the shopping. I got everything we needed a weeks shopping £65. £15 on gas card, £15 on electric key and £15 on water.



    Not all men.

    SOME

    Banned

    h04x;7879016

    i could tell you exactly how much is in my bank account at any giving … i could tell you exactly how much is in my bank account at any giving time, so would notice even a pund going missing



    Wow, you are on the ball :thumbsup:

    DLM;7879029

    Not all men.SOME



    lol read again

    Banned

    dontasciime;7879049

    lol read again



    Ok your not on the defence.

    Most people are on here :roll:

    Wingates is that near westhoughton?

    lol@ having DD's a year old.

    With online banking it's a doddle to check every week at least.

    DLM;7879074

    Ok your not on the defence.Most people are on here :roll:Wingates is that … Ok your not on the defence.Most people are on here :roll:Wingates is that near westhoughton?



    Couldn't tell you. Not from around here

    Banned

    DLM;7878939

    Men can be a bit useless with finances.


    LOL - thats rich coming from someone who didnt know what fresh chicken was

    Banned

    csiman;7879134

    LOL - thats rich coming from someone who didnt know what fresh chicken … LOL - thats rich coming from someone who didnt know what fresh chicken was



    ha ha!

    Banned

    dontasciime;7879132

    Couldn't tell you. Not from around here



    Is that where you work?

    OP - It doesn't matter if you have old DD's on your account, the companies they are set up to under Direct Debit Scheme rules should not claim any money without first giving you at least 10 working days notice (or less if previously agreed with them - but you would /should know about this). DD's have a domancy period of 13 months from the date of the last collection, so you shouldn't have any active DD's that are over 13 months old.

    A note to everyone else and the OP, if you d have money taken out of your account by DD which should not have been taken i.e. you were not given the appropriate notice period, the amount differs from what you have agreed for them to take, or the date of collection differs (i.e. they took the money early) you are entitled to a full an immediate refund from your bank or building society - its in the DD guarantee which banks & building societies have to subscribe to in order for them to be able to let you have DDs set up on your account.
    Post a comment
    Avatar
    @
      Text
      Top Discussions
      1. What do you feel like whinging about today?1917256
      2. Xbox One X pre order £449.99 @ Game (out 9th Nov)2457
      3. Cat Chat73706
      4. The HUKD Student Discount code sharing thread (most codes on Unidays are si…6531245

      See more discussions