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    do tax credits/benefits encourage u to work?

    my oh works mon-fri and i used to work every other fri and sat night shifts but after 9 years in the job and struggling to sleep in the day(and other personal reasons) i decided to leave my job with the intention of looking for something in the eve rather than weekends,
    but since i have finished work we are actually better off money wise and was wondering if anyone else has found this
    how does it give u an incentive to work?

    8 Comments

    I've been out of work for about 20 months now and been on tax credits the whole time, getting benefits etc is not really an incentive but I just want to get back to work because i'm fed up of sitting around the house doing nothing.

    Original Poster

    i feel the same,i feel like i should be working but then wonder what the point is as i would be worse of plus its a struggle with the kids etc

    well I lost a decent salary and was only getting about £31 a month,when I lost my job my payments didn't go up, but down by about 30p a month.

    im due to go back to work after having 1yr off on maternity leave, im going back on 32 hrs, i was only gonna work 25 hrs but theres an incentive with tax credits if you do more than 30 hrs you get more money. ( we dont get alot anyway due to being in part of a couple with an average wage)

    My friend who is a single parent and worked with me worked out if she didnt go back to work, she would be £40 a week better off, with her rent and council tax paid for her to. So she gave up her job

    Original Poster

    we have worked out that because we will get some of our rent paid now we will actually be around £200 a month better off
    its crazy really

    and if you have kids on free school dinners thats quite a lot of saving in itself.

    pink;5770095

    and if you have kids on free school dinners thats quite a lot of saving … and if you have kids on free school dinners thats quite a lot of saving in itself.



    you dont get free school dinners if you get working tax credit

    Original Poster

    only one of my kids have school dinners but we have to pay for them as we get both tax credits
    i think its about 30 a month for each child to have school dinners
    we also have to buy school bus passes for 2 of them thats 30 a month for them both
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