Does anyone have experience with Playstation Plus HK?

    My 12 months ran out two days ago (What a crap year for PS4 that was), and I am seeking the cheapest 12 month membership. Atm it looks like HK is the cheapest at around £23. I am wondering a few things:
    1) Will the games be playable across all accounts on my PS4? (I presume so)
    2) Does the PS Plus apply to all accounts (i.e. can I play online w/ my actual UK account)
    3) Will the games be in English? (or at least have the option to be in English)

    Any help is appreciated!

    Thank you

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