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    Does one lose all their No Claim Bonus if they are at fault?

    If one is at fault in an accident, do they lose all their No claim years?

    I heard its only 1 Year?

    Thanks.

    13 Comments

    It depends on your insurance policy. Some you loose a year, some you go back to zero.

    Was it protected at all? as above all depends on your company and their terms and conditions

    Depends if your NCB is protected or not, check your policy, and check the wording carefully...

    "Does one lose all their No Claim Bonus if they are at fault?"

    Must be insured with Privilege. X)

    Banned

    Insurance companies have made a right mess of their whole system.

    if it's protected, you lose 1 or 2 years. If it's not, it goes back to zero!

    mus_ne

    if it's protected, you lose 1 or 2 years. If it's not, it goes back to … if it's protected, you lose 1 or 2 years. If it's not, it goes back to zero!



    Thats not right, you lose nothing if it's protected but a variable amount (dependant on insurer) if not protected. You do not lose all your NCB for one claim.

    greg_68

    Thats not right, you lose nothing if it's protected but a variable amount … Thats not right, you lose nothing if it's protected but a variable amount (dependant on insurer) if not protected. You do not lose all your NCB for one claim.



    Oh ok dude, sorry - I'm not 100% on it anyway!

    Banned

    mus_ne

    if it's protected, you lose 1 or 2 years. If it's not, it goes back to … if it's protected, you lose 1 or 2 years. If it's not, it goes back to zero!


    wrong!

    its normally back 2 years if unprotected.

    Perhaps one should contact ones insurance company to see about ones policy and what a claim would mean to ones NCB

    boothy

    Perhaps one should contact ones insurance company to see about ones … Perhaps one should contact ones insurance company to see about ones policy and what a claim would mean to ones NCB




    Now why would one do that when one can get all the answers on here ?!...........i ask onesself ...:p

    it depends on the claim size

    Banned

    hughwp

    it depends on the claim size


    utter ****
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