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Electrical Immersion Heater/ hot water tank and controls Insurance required

3 replies
Found 30th Nov 2008
Hi

A friend of mine has moved into a 1 bed flat above commercial premises. Thus there is no gas or boiler but she would like to take out insurance to cover the hot water/ immersion tanka nd controls and the electrical heating/ hot water system.

I think its an economy seven system but i am not 100% on that

Does a nyone know of a reputable company. I cant see that Domestic and General cover it? (they seem to do boiler based cover so we cant get any further on their site as we dont have a boiler make to select!)

TIA

S

Thanks

3 Comments

Whether it is worth it probably depends in what type of area you live (Hardwater or Softwater). Immersions are very reliable when not scaled up(which is probably why they won't appear on your 'usual' insurers website). If in a softwater area, don't bother with insurance, it will last for ages. Instead, I would put a small amount of money aside each month, and if it goes wrong, call out an electrician. Unlike gas boilers, theres not much to go wrong (apart from the immersion scaling up), and if your pretty handy, you can generally repair/replace stuff yourself quite easily, as you can isolate the electric easily, and there are no pipes containing water in the heating system.

Original Poster

Hi, she is in Croydon, Surrey so hardwater area. No one we know good at diy so thats why she wanted the insurance

Thanks for the advice:thumbsup:

sunil1234;3613685

Hi, she is in Croydon, Surrey so hardwater area. No one we know good at … Hi, she is in Croydon, Surrey so hardwater area. No one we know good at diy so thats why she wanted the insuranceThanks for the advice:thumbsup:



I live in SE London myself, so I know what its like. To be honest, I still wouldn't worry too much about insurance for the system as they very rarely go wrong. I would budget what I would be prepared to pay for insurance (say £20 a month) and wait until you have any problems. As I said in my forst post, these types of systems very rarely have faults, so by the time you have saved up you will have enough to pay for the repair and loads left over. Don't spend what you don't have too:thumbsup:
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