Expired

Extended Guarantees For My Kitchen Appliances

22 replies
Found 17th Jan 2011
where's the best place to go?

need cover for a fridge/freezer
washer dryer
cooker

Thanks :O)

23 Comments

We use Domestic & General, which costs £14.99 per month for 3 appliances. Have called them out many times in the past with no problems.

domgen.com/bun…tml
Edited by: "faz1964" 17th Jan 2011

I would second Domestic and General, they are excellent and we have been using them for 3 years now. Never had a single issue with them rejecting a claim etc.

I renewed last week and pay 12.99 a month for 3 appliances (dishwasher, microwave and washing machine). The policy is new for old so if they cannot repair they will replace the item, I think it represents fantastic value (although I've not had a new appliance out of them, they have always repaired which is fine of course).

All my appliances are also with Domestic & General.

Original Poster

Gone with domestic and general thanks guys £14.70 a month (but only 10 months to pay for a years cover) for my fridge/freezer + washer/dryer + oven. Thanks for all your advice

£15 a month !

Just stick the money in a bank account

and get sweet FA interest! One callout made in a year (on one of the 3 appliances) on this policy and it pays for itself, remember this is parts and labour.

I just had this component replaced about an hour ago on my microwave, the part alone is £99.75 Microwave display

Load of rubbish , money is better in a bank account because if you don't claim you keep your money

Original Poster

If one of my appliances goes wrong it would cost a massive call out fee, parts, labour etc. One call out alone could cost £180 (whole years saving £15 a month), so what money would I use if another thing went wrong?

Signed up yesterday and this even covers bulbs, seals, doors etc, needed a new oven door seal which alone was £27 - extended guarantee was £39! Almost paid for itself already.

If I started saving £15 a month from now and my appliance went wrong tomorrow I would be stuck!

black knight

and get sweet FA interest! One callout made in a year (on one of the 3 … and get sweet FA interest! One callout made in a year (on one of the 3 appliances) on this policy and it pays for itself, remember this is parts and labour. I just had this component replaced about an hour ago on my microwave, the part alone is £99.75 Microwave display

You cannot reason with idiots, it's pointless.

Why even look at threads where you have no advice to give or interest in the topic.

I have given advice just because i dont agree with you makes it pointless and me an idiot ?

If i had bought your so called cover since i had my own house it would have cost £2338.20 over 15 years, there is no way i have spent that much over the years, i had an element go on the cooker that cost £40 to fix including call out fee last year.







But the person didn't want to save money in an account, that's why he started the thread and you have to assume that they'd considered this option, discounted it as impractical and unlikely to cover the potential costs of repairs to 3 appliances.

I honestly don't know why you're using the figure of 15 years to demonstrate your reasoning too? How random!

If you had read my post instead of skimming over it you would have seen i have had a house 15 years and that's where this figure had come from, when you see it like that you should be worried on the amount you are paying out

On TV they said extended warranties were not worth it.
I would save the £15 per month.
Don't they say goods should last at least 6 years so if a problem arises you can claim.

Original Poster

simon1966

On TV they said extended warranties were not worth it.I would save the … On TV they said extended warranties were not worth it.I would save the £15 per month.Don't they say goods should last at least 6 years so if a problem arises you can claim.



6 years? You should be so lucky! I very much doubt this would cover general wear and tear, call out charges and labour. Ah give up lol!

Edited by: "babyblue" 18th Jan 2011

Original Poster

babyblue

6 years? You should be so lucky! I very much doubt this would cover … 6 years? You should be so lucky! I very much doubt this would cover general wear and tear, call out charges and labour. Ah give up lol!

simon1966

On TV they said extended warranties were not worth it.I would save the … On TV they said extended warranties were not worth it.I would save the £15 per month.Don't they say goods should last at least 6 years so if a problem arises you can claim.



Who's 'they'?

Manufacturers give 1 or 2 years (if you're lucky on items), hence why they sell extended warranties. I think there is something in the sale of goods act or something similar about an expectation of usable life for a product but not sure for definite or how enforcable it would be.

Certainly not over 15 years X) Surely they'd be due for replacing or upgrading by then!

This sort of insurance is only bought by simpletons.
Domestic & General are taking candy from life's daftest babies.

Original Poster

termite

This sort of insurance is only bought by simpletons.Domestic & General … This sort of insurance is only bought by simpletons.Domestic & General are taking candy from life's daftest babies.



Well lets hope your washing machine doesn't break tomorrow costing you loads lol! Whilst I'm covered for around £3.50 a month for mine!

babyblue

Well lets hope your washing machine doesn't break tomorrow costing you … Well lets hope your washing machine doesn't break tomorrow costing you loads lol! Whilst I'm covered for around £3.50 a month for mine!



You can't even do the maths can you Baby blue

Original Poster

termite

You can't even do the maths can you Baby blue



What maths is that?

termite

This sort of insurance is only bought by simpletons.Domestic & General … This sort of insurance is only bought by simpletons.Domestic & General are taking candy from life's daftest babies.



Please explain then? I'm now geninely interested how this isn't a good deal and what would be better (don't say putting the money in the bank as it genuinely isn't, see my post earlier about the microwave display that I had replaced earlier). I also have them coming on Friday to look at the washing machine which isn't working properly on 1 programme).

Original Poster

I'm with you! For this you gets endless calls out, parts and labour!

black knight

Please explain then? I'm now geninely interested how this isn't a good … Please explain then? I'm now geninely interested how this isn't a good deal and what would be better (don't say putting the money in the bank as it genuinely isn't, see my post earlier about the microwave display that I had replaced earlier). I also have them coming on Friday to look at the washing machine which isn't working properly on 1 programme).

black knight

Please explain then? I'm now geninely interested how this isn't a good … Please explain then? I'm now geninely interested how this isn't a good deal and what would be better (don't say putting the money in the bank as it genuinely isn't, see my post earlier about the microwave display that I had replaced earlier). I also have them coming on Friday to look at the washing machine which isn't working properly on 1 programme).



I can see this from both points of view and obviously people are going to have different experiences and different opinions.
From your side I can see that having the cover has paid off as clearly you've used it and its saved you alot of money and hassle (the hassle is something that other people wont factor in when looking at the cost)
However, I can also see the other guys point of view that he has lived in his house for 15 years and yet to have a problem so spending £15 a month would be like throwning money down the drain (I admit he has probably been rather lucky in that time!!)
But the key point here is that some people have benefited from it and some think its a waste of money, its not something to argue on a shopping forum about!!
Post a comment
Avatar
@
    Text
    Top Discussions
    1. 75% off Sky TV for existing customers. Only works when you call the specifi…18216630
    2. Just heard this...2 ★★★★★★★★★★★★★★ congrats to all on 392k ★★★★★★★★★★★★★★7769250
    3. The HUKD home for Star Trek: Discovery2484
    4. Marks & Spencer Credit Receipt?11

    See more discussions