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    Finance or Car Leasing - Help!

    My car is pants and decided to die on me, with ignition problems if i want it fixed i have to replace all locks, ignition, keys etc not worth the effort...

    Sooo i'm looking at finance and leasing...leasing looks tempting as i get a brand new car for 2 years then can either buy it or return it, for £100 a month - they pay tax and no need for mots plus any major faults are covered by them too...looking with carnisseur (cant spell) anyone any experience with these?

    Or just leasing/finance in general! thanks

    6 Comments

    Original Poster

    anyone....?

    I lease a car through work which benefits me as everything is covered including breakdown and insurance so the only money I pay is for petrol. Costs me £226 a month for everything as worked out cheaper as I was getting quoted £170 a month for just insurance plus the way the job situation is my car go back if I get made redundant (shouldn't happen but never know the way things are at the moment) and I dont have to pay anything unlike a finance agreement I would have to pay back.

    Depends on which would benefit you most but am sure other members will give you their opinion as well

    Banned

    The lock barrel can be removed from the ignition switch....done it on my Golf, unless your car really is pants

    Original Poster

    Cars not worth the effort - N reg, had problems with it since day 1 and the suspensions been gone in the back for ages lol worth more in parts (which are sadly nearly all new lol)

    Leasing is interesting - insurance will be my downfall there but ive heard some leasing companies can get you a deal on insurance so fingers crossed - one ive looked at is £150 ish all in a month

    Banned

    tigger462

    Leasing is interesting - insurance will be my downfall there but ive … Leasing is interesting - insurance will be my downfall there but ive heard some leasing companies can get you a deal on insurance so fingers crossed - one ive looked at is £150 ish all in a month



    New cars come with excellent warranties before you flush your money down the drain if you can't afford a new car outright (also flushing money down the drain) consider a 1-2yr old off a forecourt where a year warranty still applies. At the end you have a car to sell.

    autoexpress.co.uk/car…tml

    Leasing may also help when you do add ons like service and accident management! It's supposed to take out the hassle of owning a car too, but this does require your leasing company to have pretty great customer service.
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