Was looking at a car to buy and it has come as a cat d....is there any way of finding out what the actual damage was to the car? Seller is playing dumb making out he didn't know.....it's a 2016 car and he bought it off his mate yet didn't know it had been in an accident????? I'm probably not going to buy but would be nice to know what I walked away from.
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btw getting insurance may be a problem.
Your problem is if its chassis damage, which is included in CAT D. Damaged chassis rust, they make the car not ride correctly, turn correctly etc. Everything else will be obvious, normally people buy back and repair and use cheap repairers. So massive amounts of orange peel on the paintwork, lots of bumps down the door where its had damage removed. Poorly aligned bumpers or lines around the wings and the front doors. Are the lights flush?
Door plastics might have been stuck back on after a door repair and now will be slightly different colour.
Some times they are S and R. Which is fine along as it wasn't to badly ragged along the way! No doubt cat D's are normally cheap and if its mainly cosmetic repairs and they look then I would buy at the discounted price, but don't pay anything near market value as if it was non cat D no matter how much someone tries to bend your arm about the repairs etc!
We had a cracked bumper and lights and because the garage quoted on official parts and added a grand for estimated hours worked they said it was a cat d write off instead. in fact as a cat d the car was completely driveable and fine and was allowed to choose to not fix the damage and drive it away instead.
That is all.
Cat d should be fine with insurance also
Not true. Only cat c have to be declared to the dvla. Cat d's are already in the insurance database
[Cat C is where cost of repair exceeds the vehicle value]
If the pre-incident car is worth say £2,000, if a slight dent on one door can result in a Cat D as they may need to change the skin on the door and then spray it and then spray all that side to match the panels.
So if it high value car, be more concerned compared to low value car.
I use app called MyCarCheck. Option costs from £2.99 for a check then there is a number you can call and they have more info on file. I checked a car that was flagged as a Cat D. When I rang up I found out that it was due to water damage. On the phone, I have found them to be extremely helpful with providing additional info. At times they have not disclosed some details that they have had on file (due to data protection) but other staff members on other occasions have been more forthcoming.
So the moral of the story is, Don't always Write Off a Write Off.