Free Global Health Insurance Card (GHIC) replaces EHIC

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Posted 6th Jan 2021
Read this on MSE website. The link will bring you to the old NHS EHIC website but scroll down and it will explain that the EHIC is the same as GHIC and there is a link to apply for that. There is no photo of the new GHIC so I can't post it in this deal.

nhs.uk/usi…rd/

The European Health Insurance Card is being phased out following the Brexit deal in favour of a new, free Global Health Insurance Card. Here's what you need to know, including what the two cards are, who needs which one and how to get a GHIC for free (thus avoiding shyster sites that charge a fee).

Here's our quick Q&A:

EHICs and GHICs are essentially the same thing - what do they cover?

If you're a UK national living in the UK, the only real difference is in the name:

The EHIC entitles you to the same treatment at state-run hospitals and GPs in the EU that locals are entitled to, at the same cost (so in some cases it could be free). The GHIC does the same, but despite being called a 'Global' Health Insurance Card, like the EHIC, it too only works within the EU.

Before Brexit, and during last year's transition period, the EHIC entitled UK holders living in the UK to the above when travelling in the EU. Plus, it extended to non-EU countries; Iceland, Liechtenstein, Norway and Switzerland - as well as some other overseas territories. Sadly, neither card is valid outside the EU as of 1 January 2021 if you're a UK citizen living in the UK.

Neither are a replacement for travel insurance – as they don't cover holiday cancellation, mountain rescue, repatriation and more. So you need travel insurance on top - see our Cheap Travel Insurance guide for help.
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