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Getting 1 week learner insurance

Found 29th Aug 2016
I've got my test on the 7th of Sept and i'm too frugal to want to pay for anymore lessons than I'm doing atm. I just need to be able to do a bit of practice here and there. My mums got a hatchback that I'm wanting to practice in with her.

One week insurance with £500 excess (will be practicing at 6am so *highly unlikely* anything is to happen is coming to £30.64 which seems decent. It's with "insurelearnerdriver.co.uk" which I've never heard of, but the main insurance firms are charging £100+ by the week. Has anyone else taken out learner insurance and know of any decent firms?

22 Comments

Have you checked out 'marmalade'

Original Poster

cleverguy12

Have you checked out 'marmalade'


they dont cover my area.

gov.uk/veh…nce

The police could give you a fixed penalty of £300 and 6 penalty points if … The police could give you a fixed penalty of £300 and 6 penalty points if you’re caught driving a vehicle you’re not insured to drive.If the case goes to court you could get:an unlimited finedisqualified from drivingThe police also have the power to seize, and in some cases, destroy the vehicle that’s being driven uninsured.



Would you really want to risk it?

Try find a private off road-farm track or something! Also of you want to practice parking and what not, shops parking lots are private property so the plod cant bother you there.

Original Poster

BeerDrinker

https://www.gov.uk/vehicle-insurance/driving-without-insuranceWould you … https://www.gov.uk/vehicle-insurance/driving-without-insuranceWould you really want to risk it?


of course not, hence why I've rejected literally 100+ people offering to give me lessons.

Original Poster

ceres

Your mum is not a suitable person to supervise a learner driver. Find … Your mum is not a suitable person to supervise a learner driver. Find yourself someone who understands the law as it relates to driving a car.


I've clearly stated in OP i'm looking to get insurance for the week. (_;)

Without insurance 6 penalty points and big fine for you also your mum will be prosecuted for being aware you had no insurance , to try and save £36.

666FU

Try find a private off road-farm track or something! Also of you want to … Try find a private off road-farm track or something! Also of you want to practice parking and what not, shops parking lots are private property so the plod cant bother you there.



I'm afraid that's not correct. Please see the following:
gov.uk/gui…law

It is important to note that references to ‘road’ therefore generally inc … It is important to note that references to ‘road’ therefore generally include footpaths, bridleways and cycle tracks, and many roadways and driveways on private land (including many car parks).


Original Poster

Come on fellas n felletes, it's clear I'm intending to get insurance and not commit anything illegal. Just wanted opinions on what insurance firms and prices.

Have you got quotes as a provisional holder for a years insurance? It will give you a head start for when you do pass and will work out cheaper.

6am is not classed as a safe time to drive as you have tired people and the low sun.

During the working day before 3pm is the safest.

Original Poster

markvirgo

Have you got quotes as a provisional holder for a years insurance? It … Have you got quotes as a provisional holder for a years insurance? It will give you a head start for when you do pass and will work out cheaper.6am is not classed as a safe time to drive as you have tired people and the low sun. During the working day before 3pm is the safest.




I plan on not doing any general driving myself and just practicing the 4 manoeuvres in an empty car park to minimise risk.

my general driving is fine but it's just practicing the manoeuvres.

I wouldn't recommend that approach as it will not help on the test.

you need to do all the components every time to bring them all together.

If you're planning on driving once you've passed get out full year insurance and change it once passed??

Original Poster

markvirgo

I wouldn't recommend that approach as it will not help on the test.you … I wouldn't recommend that approach as it will not help on the test.you need to do all the components every time to bring them all together.


my general driving such as roundabouts/dual carriageway driving etc is fine, i just need to practice mirror work/steering etc while parking. With a week left i thought it wasn't a bad idea for £30 of unlimited practice.

If your mum has an insured car then you can get learner insurance from collingwood and other places for a week.

My son used them when he was learning as he practised in our car( my own fully comp insurance and his learner insurance) he then was given my husbands old focus so could insure himself with collingwood with me taking him out. If I remember right it was about £80 for a month so would be cheaper weekly.
Edited by: "takethatfan1978" 29th Aug 2016

Original Poster

takethatfan1978

If your mum has an insured car then you can get learner insurance from … If your mum has an insured car then you can get learner insurance from collingwood and other places for a week.My son used them when he was learning as he practised in our car( my own fully comp insurance and his learner insurance) he then was given my husbands old focus so could insure himself collingwood with me taking him out. If I remember right it was about £80 for a month so would be cheaper weekly.


what areas did you take your son?

ukting

what areas did you take your son?



He practised town and country driving. He didn't have many actual paid lessons and did mostly driving out with me or his dad. Practised a lot of the manoeuvres and parking in car parks etc.

He got a lot of experience driving in different weathers and both day /night driving.

He actually did his driving test in his own car as the instructor stood him up less than 48 hours before, he couldn't rearrange the test without having to repay. I took a holiday day from work and went with him to the test centre.
Edited by: "takethatfan1978" 29th Aug 2016

Original Poster

takethatfan1978

He practised town and country driving. He didn't have many actual paid … He practised town and country driving. He didn't have many actual paid lessons and did mostly driving out with me or his dad. Practised a lot of the manoeuvres and parking in car parks etc.He got a lot of experience driving in different weathers and both day /night driving.


i dont need much town driving practice as I'm good with the clutch. I just need 2 get comfortable doing the manoeuvres which for whatever reason I feel restricted doing with my instructor.

ukting

i dont need much town driving practice as I'm good with the clutch. I … i dont need much town driving practice as I'm good with the clutch. I just need 2 get comfortable doing the manoeuvres which for whatever reason I feel restricted doing with my instructor.




How many lessons have you actually had? You shouldn't be restricted, you are paying for lessons so ask to do more manoeuvres. Just for info, you can never have too much town driving or any sort of driving when you're learning. Being 'good' with the clutch has nothing to do with not needing more practise.


I made my son drive loads and he probably got sick of me after a while but you can never get enough practice hence the driving in different environments /weathers etc

ukting

i dont need much town driving practice as I'm good with the clutch. I … i dont need much town driving practice as I'm good with the clutch. I just need 2 get comfortable doing the manoeuvres which for whatever reason I feel restricted doing with my instructor.



It sounds as though you actually need a good few more lessons and not just cramming in a weeks driving, especially if you are going to be out with someone who thinks its not a big deal not having insurance!

Original Poster

takethatfan1978

It sounds as though you actually need a good few more lessons and not … It sounds as though you actually need a good few more lessons and not just cramming in a weeks driving, especially if you are going to be out with someone who thinks its not a big deal not having insurance!


yeah but i'd rather be safe than sorry when on the learner insurance. It's alot more easier to just practice the manoeuvres in my mums car in an empty car park at 6 in the morning.

I've done more lessons than i'd like to admit, i wish I got either of my parents to teach me a lot earlier. They probably would of done a far better job + it would have been much more cheaper. Nonetheless I'm fairly competent on the road and haven't got more than 2-3 minors in my mock tests.

ukting

yeah but i'd rather be safe than sorry when on the learner insurance. … yeah but i'd rather be safe than sorry when on the learner insurance. It's alot more easier to just practice the manoeuvres in my mums car in an empty car park at 6 in the morning. I've done more lessons than i'd like to admit, i wish I got either of my parents to teach me a lot earlier. They probably would of done a far better job + it would have been much more cheaper. Nonetheless I'm fairly competent on the road and haven't got more than 2-3 minors in my mock tests.



Of course you should have learned insurance that's the point. I'm making! You said your mum had made a comment about not having it.

Just keep practising and you will get there, if you feel you won't be ready for the 7th you can always change the date
Edited by: "takethatfan1978" 29th Aug 2016
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