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    Halifax being taken over by lloyds ??

    Hi I'm having to re arrange my my finances and have been told to open a new bank acc and take all my money out of my Lloyd acc Inc my overdraft, this of course would leave nothing in my lloyds acc, I have just set up a new acc with Halifax and am now worried lloyds will be able to get access to my money as I have read they will be taking over Halifax ,will I need to open up another acc again ???

    20 Comments

    speak to your advisor/personal management accountant xxx

    also natwest do an account if your worried its called step account no credit check/overdraft facilities

    Banned

    and how can you take out all your money AND your overdraft?:-

    Lloyd acc Inc my overdraft

    Banned

    barneydog;6056488

    LLoyds took over Halifax last … LLoyds took over Halifax last yearhttp://www.timesonline.co.uk/tol/money/savings/article4772325.ece



    :thumbsup:

    They are still running in their own Names

    Banned

    csiman;6056498

    and how can you take out all your money AND your overdraft?:-Lloyd acc … and how can you take out all your money AND your overdraft?:-Lloyd acc Inc my overdraft



    LOL:w00t: +1


    They are still running in their own Names

    Lloydstsb owns Halifax...but they can not touch monies that are in different accounts

    why are you runngin away form lloyds? its prob one of the better options at the moment

    Banned

    lol @ protesting against Lloyds by running to Halifax :lol: hahahahaHAHAHAHA

    fail my friend....this is a fail!

    Sounds like someone just wants the £5 per month offer

    We have a Halifax and Lloyds in our town so the Halifax branch will close one day it doesn't make sense to have them both. We also use to have a TSB till Lloyds and TSB merged.

    or you could always just pay your debt!

    do we even know if this person is in a dmp?
    or have you just decided to assume that?

    andymack;6057283

    or you could always just pay your debt!



    hey dont be mean, you dont know the OP's circumstances

    tinkerbell28;6057424

    Yes I do as I have replied on several of his threads and told op to make … Yes I do as I have replied on several of his threads and told op to make sure they got a bank account not linked to his creditors.



    +1 i have given OP advice before not judgement

    ilovepink;6057400

    hey dont be mean, you dont know the OP's circumstances



    fair comment - my apologies

    andymack;6057523

    fair comment - my apologies



    :thumbsup:

    andymack;6057523

    fair comment - my apologies



    Not very often people apologise on here and realise what they said was wrong have some rep

    4lyons09;6057554

    Not very often people apologise on here and realise what they said was … Not very often people apologise on here and realise what they said was wrong have some rep



    here here, repped also

    tinkerbell28;6057181

    Yes they can, LLoyds have clauses in their credit conditions, that if you … Yes they can, LLoyds have clauses in their credit conditions, that if you default on loans or overdraft repayments from them, they can take the money from any other account you may hold with them, as they now own Halifax, this would be the case. Once it's all merged his account will not be safe, so move it op.



    It is one of the major reasons banks are so keen on offsetting mortgages. Have your savings with us too and you will offset the interest on the mortgage (and if you miss a payment we can swipe it out of your other account :D).

    Original Poster

    So would it be better for me to get a acc with barclays??please tell me they have. Nothing to do with other banks lol

    strobez1977;6067513

    So would it be better for me to get a acc with barclays??please tell me … So would it be better for me to get a acc with barclays??please tell me they have. Nothing to do with other banks lol



    barclays are pretty much solo on the high street.
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