has any1 used tv and video direct bolton BNPL scheme?

    as above as any1 used 12 months buy now pay later i bought a tv yesterday using the scheme he said something about a £30 settlement fee but i cant see anything about that on the paperwork it says
    £2149 tv
    deposit £800
    owing £1349
    total charge for credit made up of interest £1440.76

    but thats around £90 in difference doesnt seem right
    then it says interest raTE 29.8%
    on the date of the agreement the interest charge is calculated asa fixed amount which is added to the amount of credit.The aggregate is repaid as part of the monthly repayments shown above.The interest rate shown above represents the apr equivalent interst rate

    1 Comment

    Hi, sounds like an 'arrangement' fee for credit checks for the BNPL. This is pretty normal but they should've been a bit more upfront telling you this in the first place.
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