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    Has anyone ever had a 'missing payment' to one of the catalogue companies!?

    Hi,

    I paid off some money onto my 2 catalogue accounts 2 days ago.. I stupidly paid the higher one through my internet banking, setting up the recipient for the very first time.. you tap in the sort code and it comes back with a number of recipients.. I picked 'Littlewoods' and went ahead with the payment..

    The other cleared ok, but this new one isnt showing at all on my account.. Ive called them up and he said all he can do is get the missing payment dept to call me back? The payment is due by tomorrow aswell (I can see them not calling me back tonight, then stinging me with a late payment fee!).

    Does anyone know if I'll see my money again!? Will they ask for another payment meaning the other £ has vanished into thin air.. will I be chasing it up with my bank or having to go in a get them to write me a letter as proof or something?

    This has never happened to me before so I dont know what the procedure is?


    Thanks,
    Nikki.

    3 Comments

    Catalogues are a nightmare once you miss a payment tbh, but as long as you have called them to let them know you should be ok, just keep on top of it and dont let it drag on, your payment cant dissapear, it will always be traced,

    Original Poster

    clondikemike;4954570

    Catalogues are a nightmare once you miss a payment tbh, but as long as … Catalogues are a nightmare once you miss a payment tbh, but as long as you have called them to let them know you should be ok, just keep on top of it and dont let it drag on, your payment cant dissapear, it will always be traced,



    I havent missed a payment in theory, I paid on the 15th.. ok, cutting it a bit fine when you take into account it says it takes 4 days to clear sometimes, but from experience they always took 2.

    I asked him if the money has gone into an account at the other littlewoods company.. he just kept asking for my account details and didnt get what I was saying!

    AM hoping they do trace it, Im obviously happy to go to the hole in the wall and get a statement.. but Im not sure how much that proves when I have an account at both littlewoods, and L.direct.. and in the meantime they could say Im late with repayments?!

    Original Poster

    tinkerbell28;4954618

    Payments can still take 3 working days to get to the recipient. Then they … Payments can still take 3 working days to get to the recipient. Then they may take a day to add it to your account.



    The other one I paid via t'internet banking is already showing in my account (to additions). Im thinking this one may be well and truely lost like he says.
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