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    Help regarding a reversed payment to my bank acc

    Banned
    Hi i just sold a xbox on another forum and i asked the buyer to pay the money into my acc, he done this and i checked with the bank that it went in but a little worried as she said it went in, then it got reversed and than went back in,

    i didnt know the payment could go back out once it was paid in, im now worried as to what to do? its showing in my acc but i dont was it reversed again

    11 Comments

    wouldnt the smart thing be to remove the money for now while you sort it all out

    Original Poster Banned

    The money went back into my acc after it got reversed, would the buyer be able to reverse? i thought only the bank could reserve the payment if needed.

    Dub1

    wouldnt the smart thing be to remove the money for now while you sort it … wouldnt the smart thing be to remove the money for now while you sort it all out



    No. What about the other money in the account or direct debits to service ?

    Phone the bank again tomorrow.

    Original Poster Banned

    Im realy not sure what to do, the money went in then got reversed than went back in so its in my acc now where it should be, should i now post the xbox?

    Original Poster Banned

    http://i172.photobucket.com/albums/w37/strobez977/bankxbox.jpg

    Banned

    it can be reversed, there really isnt a safe way to deal with people you dont know other than cash in hand, postal order

    if the rules aint changed (check google) i was always told bacs can be reversed up to 24 hours after the payment was sent, this has to be requested by the sender and can only be done for certain reasons

    Original Poster Banned

    http://img199.imageshack.us/img199/2136/bankxbox.th.jpg

    Uploaded with ImageShack.us

    Banned

    Dub1

    if the rules aint changed (check google) i was always told bacs can be … if the rules aint changed (check google) i was always told bacs can be reversed up to 24 hours after the payment was sent, this has to be requested by the sender and can only be done for certain reasons



    Yes, that's the case as far as I'm aware. A quick call to the bank tomorrow should give you all the comfort you need.

    Original Poster Banned

    will check my bak acc online when i get home tomorrow

    I had this happen with a cheque from a member of the family gave me when the money went in, out and in again. The bank said it was a glitch in their system and that there was no problem, and they wrote off £5 interest they had automatically charged me due to the money going out when it shouldn't have.
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