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    How do i find out if a 'credit check' has been done on me ???

    How do i find out if a 'credit check' has been done on me ???

    12 Comments

    Banned

    via equifax or experian, by who?

    if you sign up with some-one like credit expert, experian then everytime someone does a credit check against you, you'll get an alert! and that will tell you who did the credit check

    Original Poster

    What i mean is some people on here say that when they buy good ie Mobile phone....they know that a credit check was done! how do they know/find-out this info???

    Original Poster

    Abz;7737276

    if you sign up with some-one like credit expert, experian then everytime … if you sign up with some-one like credit expert, experian then everytime someone does a credit check against you, you'll get an alert! and that will tell you who did the credit check



    Thank you....that explains it !

    Banned

    malang;7737286

    What i mean is some people on here say that when they buy good ie Mobile … What i mean is some people on here say that when they buy good ie Mobile phone....they know that a credit check was done! how do they know/find-out this info???



    if you buy a mobile phone on contract a credit check will always be done, or from catalogue accounts, etc

    go to experian at:
    experian.co.uk/wis…er/

    and/or

    go to equifax at:
    equifax.co.uk/Pro…tml

    Both sites offer a full paid for service, but I always go for the £2 statutory report which is hidden away right at the bottom of the pages in the footer of the page.
    On both sites, you get to download a pdf application form, fill in the form and send off with a £2 cheque.
    Both sites should return the same info, but I always do both, just in case there are descrepancies.

    This will return details in the post of your credit rating, a list of who has done searches on you, a list of your current and recent credit agreements, eg mortgages, car loans etc. Well worth it especially if you have suspicions or if you are about to take aout a mortgage and want to know what the mortgage company will see!
    Also may be worth doing a separate report for yourself and other interested parties in your household, if there are any, or if they are financially connected to you, eg, spouse, partner etc.

    An interesting and worthwhile spend of £2 !

    Original Poster

    rdayal;7737327

    go to experian at:http://www.experian.co.uk/wiseconsumer/and/orgo to … go to experian at:http://www.experian.co.uk/wiseconsumer/and/orgo to equifax at:http://www.equifax.co.uk/Products/credit/statutory-report.htmlBoth sites offer a full paid for service, but I always go for the £2 statutory report which is hidden away right at the bottom of the pages in the footer of the page.On both sites, you get to download a pdf application form, fill in the form and send off with a £2 cheque.Both sites should return the same info, but I always do both, just in case there are descrepancies.This will return details in the post of your credit rating, a list of who has done searches on you, a list of your current and recent credit agreements, eg mortgages, car loans etc. Well worth it especially if you have suspicions or if you are about to take aout a mortgage and want to know what the mortgage company will see!Also may be worth doing a separate report for yourself and other interested parties in your household, if there are any, or if they are financially connected to you, eg, spouse, partner etc.An interesting and worthwhile spend of £2 !



    Just signed up....out of curiosity !!!

    Banned

    wow how bad am i, should have put in the links, also check out quidco and topcahsback as they sometime offer good cashabck for free trials with the above


    [url]www.topcashback.com[/url]

    [url]www.quidco.com[/url]

    remembered links this time for the lazy - lol

    malang;7737391

    Just signed up....out of curiosity !!!



    Mind you they are NOT free. You can sign up online but you will have to call them to cancel.

    even car insurance quotes do credit checks

    sassie;7737440

    wow how bad am i, should have put in the links, also check out quidco and … wow how bad am i, should have put in the links, also check out quidco and topcahsback as they sometime offer good cashabck for free trials with the above[url]www.topcashback.com[/url][url]www.quidco.com[/url]remembered links this time for the lazy - lol



    I did the free trial with Experian and got £2 cashback with quidco.

    Original Poster

    nomeames;7737462

    Mind you they are NOT free. You can sign up online but you will have to … Mind you they are NOT free. You can sign up online but you will have to call them to cancel.



    Yes...noticed the 30 days free trial....'freebies' love em !!!!
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