EXPIRED

How do I report an uninsured driver?

As above, if I know of a vehicle thats being used on the roads but does not show on the motor insurance database how do I report it? and who to?

48 Comments

Banned

find out your local HQ .. look for Police in the Phone book, when they answer ask to be put through to the road policing unit Traffic cops to you and me and pass on the info .. or even let me know and I will email it to your local force HTH

]Crimestoppers You can call 0800 555 111 to pass on information about crime anonymously.

Banned

I confirm that the vehicle detailed above is registered, owned or insured by either my employer or myself and is regularly driven by me. I understand it is an offence to wrongfully obtain information of this nature without reasonable cause and if I fail to provide true reasons for acquiring information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data Protection Act 1988. I declare that the information provided will not be used for any purposes unrelated to this enquiry. I agree to the terms of use as stated on this web site.

I'm sure you can do this on the dvla website.

Original Poster

gal2792t;7709744

Two parties; Your legal cover team (i.e your insurance) and the police … Two parties; Your legal cover team (i.e your insurance) and the police (as this is a crimal not civil offense).Inform your insurance first then log with the police non-emergency number (or pop down to your local station)



Its a neighbours car.

dog_cop;7709745

find out your local HQ .. look for Police in the Phone book, when they … find out your local HQ .. look for Police in the Phone book, when they answer ask to be put through to the road policing unit Traffic cops to you and me and pass on the info .. or even let me know and I will email it to your local force HTH



Cheers I'll look it up, any idea how long it should take them to action it?

ditto1962;7709766

]Crimestoppers You can call 0800 555 111 to pass on information about … ]Crimestoppers You can call 0800 555 111 to pass on information about crime anonymously.


Anonymous? Sod that! I want them to know it was me! I will be there laughing my ass off as it gets impounded!

Banned

arn't the people that deal with all things illegal called the police

Banned

as for actioning it, I can only speak from personal experience.. as soon as I go on patrol I do some checking on the vehicle and try to locate it and see if it moves etc.. and with officers on the RPU, as soon as they have the info..
best ring the RPU for your force

if you can give times etc of when its on the move , thats even better

Original Poster

slamdunkin;7709820

I confirm that the vehicle detailed above is registered, owned or … I confirm that the vehicle detailed above is registered, owned or insured by either my employer or myself and is regularly driven by me. I understand it is an offence to wrongfully obtain information of this nature without reasonable cause and if I fail to provide true reasons for acquiring information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data Protection Act 1988. I declare that the information provided will not be used for any purposes unrelated to this enquiry. I agree to the terms of use as stated on this web site.



Do you really?

I know what you are getting at, but I cant really see it being chased up if thats what someone used? One less Idiot driving about like a maniac in a 4x4.

SWIM got me the info and passed it on to me:whistling:

Original Poster

dog_cop;7709859

as for actioning it, I can only speak from personal experience.. as soon … as for actioning it, I can only speak from personal experience.. as soon as I go on patrol I do some checking on the vehicle and try to locate it and see if it moves etc.. and with officers on the RPU, as soon as they have the info..best ring the RPU for your force



RPU?

Road ???? unit I'm guessing.

are you 100% certain they are not insured ? just because its not showing on the data base, might not mean they are not insured !

databases can take 7 days to update

Banned

richp;7709899

are you 100% certain they are not insured ? just because its not showing … are you 100% certain they are not insured ? just because its not showing on the data base, might not mean they are not insured !



I don't think OP is really bothered....It sounds more like an act of spite rather than genuine concern for others.

as per dog cop, the boys in blue will wait down the road to catch the driver when s/hes in it. Well impound the car £150 and its a £300 on the spot fine & 6 points, also Off the top of my head its about £25 a day by us whilst its in the compound
These people push OUR premiums up. Wish more people would phone us!!

ADZ1478;7709924

as per dog cop, the boys in blue will wait down the road to catch the … as per dog cop, the boys in blue will wait down the road to catch the driver when s/hes in it. Well impound the car £150 and its a £300 on the spot fine & 6 points, also Off the top of my head its about £25 a day by us whilst its in the compoundThese people push OUR premiums up. Wish more people would phone us!!



Im assuming dog cop would be using a more reliable database then one that can be found on the internet !

Banned

slamdunkin;7709922

I don't think OP is really bothered....It sounds more like an act of … I don't think OP is really bothered....It sounds more like an act of spite rather than genuine concern for others.



so how do you feel that you pay ? your premiums etc and some fool doesn't bother, also how would you feel to get hit by an uninsured driver ? ..

have a think about the bigger picture .. I wish more would stitch up un- insured drivers

Because it doesn't show up on the Database, doesn't mean that it isn't insured.

It could be covered on a car trader policy.

Banned

dog_cop;7709944

so how do you feel that you pay ? your premiums etc and some fool doesn't … so how do you feel that you pay ? your premiums etc and some fool doesn't bother, also how would you feel to get hit by an uninsured driver ? .. have a think about the bigger picture .. I wish more would stitch up un- insured drivers



:thumbsup: couldn't agree more

harlzter;7709837

Its a neighbours car.Cheers I'll look it up, any idea how long it should … Its a neighbours car.Cheers I'll look it up, any idea how long it should take them to action it?Anonymous? Sod that! I want them to know it was me! I will be there laughing my ass off as it gets impounded!


That does depend on where you live if you don't want your house petrol bombed :?

>Anonymous? Sod that! I want them to know it was me! I will be there laughing my ass off as it gets impounded!

Are you sure?

You are either being very brave or very stupid.

You never know what sort of revenge a neighbour may take if they know it was you who reported them to the police.

dog_cop;7709944

so how do you feel that you pay ? your premiums etc and some fool doesn't … so how do you feel that you pay ? your premiums etc and some fool doesn't bother, also how would you feel to get hit by an uninsured driver ? .. have a think about the bigger picture .. I wish more would stitch up un- insured drivers



I'm with you 100% here, but just because someone isnt on a website data base wouldn't mean that they are not insured surely :thinking:

Banned

richp;7709986

I'm with you 100% here, but just because someone isnt on a website data … I'm with you 100% here, but just because someone isnt on a website data base wouldn't mean that they are not insured surely :thinking:



even with checks via the database PNC if the driver says they are insured, one of the final checks is officers will ring the insurance company they state they are insured with .. that's normally the clincher :-D

Banned

dog_cop;7710007

even with checks via the database PNC if the driver says they are … even with checks via the database PNC if the driver says they are insured, one of the final checks is officers will ring the insurance company they state they are insured with .. that's normally the clincher :-D



i believe that are there quite a lot of drivers who take out insurance just so they can get the docs but then cancel just so they can produce docs if they are pulled etc

I lifted 2 in one day last month, first one had two babies in the back. She had had no insurance for 15 months. She was trying to blag us about having insurance. We have to believe as opposed to suspect so the onus on us is higher and subsequently we do more checks

dog_cop;7710007

even with checks via the database PNC if the driver says they are … even with checks via the database PNC if the driver says they are insured, one of the final checks is officers will ring the insurance company they state they are insured with .. that's normally the clincher :-D



how accurate is the PNC with regards to insurance ?

Having just been in an accident, I can imagine how much worse it would be if the other party was not insured.

The accident was her fault, and she was insured so the insurance company is looking after my car. My insurance is expensive, as is a lot of other peoples. That's no excuse not to have it!

Banned

fragaliciousbob;7710032

i believe that are there quite a lot of drivers who take out insurance … i believe that are there quite a lot of drivers who take out insurance just so they can get the docs but then cancel just so they can produce docs if they are pulled etc



that's the reason for the phone call .. and yet again the results are very good :thumbsup:

ADZ1478;7710044

I lifted 2 in one day last month, first one had two babies in the back. … I lifted 2 in one day last month, first one had two babies in the back. She had had no insurance for 15 months. She was trying to blag us about having insurance. We have to believe as opposed to suspect so the onus on us is higher and subsequently we do more checks



thats unbelievable ! no wonder my/our premiums are so high :x I've always had car insurance from day one.

Banned

richp;7710050

how accurate is the PNC with regards to insurance ?



the insurance companies share their database with the police

depends, direct line are normally quite slow at updating PNC. We phone the MIB database or the own company direct before we lift the car. A HORT1 or producer, ultimatelly has the same effect, but we dont lift the car if we issue one of those, that would be more of a suspect as opposed to believe

>Anonymous? Sod that! I want them to know it was me! I will be there laughing my ass off as it gets impounded!

This is what happened when two neighbours across the road from me had a falling out. It was over who was responsible for sorting out garden rubbish. One guy cut down overhanging branches and threw them in the garden next door, The other neighbour was not too pleased.

The other neighbour set about the guys car with a metal pole, breaking every window and "dinging" every panel.

He then smashed the front windows of the house, then the front door

http://i664.photobucket.com/albums/vv10/guilbert53/car2.jpg

http://i664.photobucket.com/albums/vv10/guilbert53/car3.jpg

richp;7710050

how accurate is the PNC with regards to insurance ?



I find PNC is always lagging behind with most things when I use it.

I certainly wouldn't describe it as live and up to date, just a very hand tool.

guilbert53;7710106

This is what happened when two neighbours across the road from me had a … This is what happened when two neighbours across the road from me had a falling out (over who was responsible for sorting out garden rubbish)One neighbour set about the other neighbours car with a metal pole, breaking every window and "dinging" evetry panel.He then smashed the front windows of the house, then the front door



bloody hell thats bad !!! apart from the damage what was the outcome ?

richp;7710137

bloody hell thats bad !!! apart from the damage what was the outcome ?



The guy who did the damage was an old man who lived on his own. He was arrested and taken to court. He had diabetes and his lawyer said his anger was caused by that !!

He was fined a small amount and told to pay damages at something like £10 a week.

The car was a write off.

The couple whose car and house was wrecked were so upset by it all they had to move house.

The old guy still lives in the house (almost opposite me).

Whenever he is out the front of his house I am scared to make eye contact in case he goes berserk again.

Original Poster

slamdunkin;7709922

I don't think OP is really bothered....It sounds more like an act of … I don't think OP is really bothered....It sounds more like an act of spite rather than genuine concern for others.



50/50, the fact that they will likely lose the car is a brucey bonus. This "person" is doing the school run in this daily even though the school is just 2/300 yards away, pushing the speed limit, braking at last minute for lollipop lady.

I'd report them personal grudge or not. Its wrong, the way they drive is unbelievable.

mrman007;7709959

That does depend on where you live if you don't want your house petrol … That does depend on where you live if you don't want your house petrol bombed :?



guilbert53;7709980

Anonymous? Sod that! I want them to know it was me! I will be there … >Anonymous? Sod that! I want them to know it was me! I will be there laughing my ass off as it gets impounded!Are you sure?You are either being very brave or very stupid.You never know what sort of revenge a neighbour may take if they know it was you who reported them to the police.



Above two posts, they are likely to come and have a go, maybe verbally, maybe verbally and physically, which will lead to an opening for self defence - reasonable force,

ADZ1478;7710044

I lifted 2 in one day last month, first one had two babies in the back. … I lifted 2 in one day last month, first one had two babies in the back. She had had no insurance for 15 months. She was trying to blag us about having insurance. We have to believe as opposed to suspect so the onus on us is higher and subsequently we do more checks



I couldnt agree more, I used to be that uninsured/unlicenced driver and thank my lucky stars I never hurt anyone or had a prang. Something I regret, and paid the price for with a ban.

Original Poster

guilbert53;7710106

Anonymous? Sod that! I want them to know it was me! I will be there … >Anonymous? Sod that! I want them to know it was me! I will be there laughing my ass off as it gets impounded!This is what happened when two neighbours across the road from me had a falling out. It was over who was responsible for sorting out garden rubbish. One guy cut down overhanging branches and threw them in the garden next door, The other neighbour was not too pleased.The other neighbour set about the guys car with a metal pole, breaking every window and "dinging" every panel.He then smashed the front windows of the house, then the front door




Ouch! Cant see them going that way, in fact thats more my old style.

guilbert53;7710195

The guy who did the damage was an old man who lived on his own. He was … The guy who did the damage was an old man who lived on his own. He was arrested and taken to court. He had diabetes and his lawyer said his anger was caused by that !!He was fined a small amount and told to pay damages at something like £10 a week.The car was a write off.The couple whose car and house was wrecked were so upset by it all they had to move house.The old guy still lives in the house (almost opposite me).Whenever he is out the front of his house I am scared to make eye contact in case he goes berserk again.



jeez that is bad,looks like a nice area as well, we've become prisoners in our own homes because of thugs like him.

harltzer
protectingyourself.co.uk/sel…tml
for a heads up. Use of force is covered by section 117 PACE, common law and Section 6 criminal law act (if memory serves)
Self defence is a perfectly acceptable defence as is a pre-emptive strike. To cover yourself, get a video camera ready for if they call round and get someone else to record for you.
Hopefully it wont come to violence, but the law does incorporate defences and you dont just have to stand there getting assaulted
Let me know if you need anything

Original Poster

ADZ1478;7710370

harltzerhttp://www.protectingyourself.co.uk/self-defence-law.htmlfor a … harltzerhttp://www.protectingyourself.co.uk/self-defence-law.htmlfor a heads up. Use of force is covered by section 117 PACE, common law and Section 6 criminal law act (if memory serves)Self defence is a perfectly acceptable defence as is a pre-emptive strike. To cover yourself, get a video camera ready for if they call round and get someone else to record for you.Hopefully it wont come to violence, but the law does incorporate defences and you dont just have to stand there getting assaultedLet me know if you need anything



The front door is covered by a motion sensor cctv camera which automatically records on movement,

Thanks for advice,

Inactive;7709947

Because it doesn't show up on the Database, doesn't mean that it isn't … Because it doesn't show up on the Database, doesn't mean that it isn't insured.It could be covered on a car trader policy.



Or being used in accordance with a "Drive Other Cars" clause

Banned

peodude;7710621

Or being used in accordance with a "Drive Other Cars" clause



No, because the car still has to have it's own insurance to be used under a "driving other cars" extension on someone else's policy. You can't drive an uninsured car using your DOC cover

But just because a car is not on the MID certainly does NOT mean it is not insured. Some insurers are VERY slow at updating their MID records. You could insure a car on the 1st of the month with one insurer and it would show up within 24 hours yet with another it could be weeks!

It's very bad as it causes people to get pulled by the po-po when they do their number plate checks.
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