How Does Argos Card Finance Work?

Posted 26th Aug 2016

I got myself and Argos Card. Now there are few options during checkout which are;

- 6 Months Buy Now Pay Later
- Fixed Pay Plan 36 Mth at 29.9
- Fixed Pay Plan 24 Mth at 29.9
- Fixed Pay Plan 48 Mth at 29.9
- Normal Credit

I am interested in the third option; Fixed Pay Plan 24 Mth at 29.9 which states;
Representative example: Pay £9.75 over 24 Months with our fixed payment plan, APR 29.9% fixed. Total amount repayable £233.78, total interest charged £53.80.

£9.75 a month I can do. Now my question is on the fifth month can I pay the entire price off without paying any further interests?
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