how much you pay for contents home insurance?

Banned 5 replies
Found 18th Mar 2010
about to shop for home contents insurance for the first time ever.......

1- what sorts of things i need to look out for
2- will it cover damaged/stolen/lost/faulty goods
3- how much should i expect to pay
4- limitations
5- any recommendations as which insurer is most reliable

5 Comments

You need to consider over high value items over £1500

Whether you want cover for accidental damage

Cover for taking items outside and anything happening to them

The excess for the policy and whether there is a compulsory one

I buy combined buildings and contents so not sure about prices but most of the companies are reliable enough as ive used quite a few for car and home and never had any problems. Use places like moneysupermarket.com , gocompare.com etc to check the prices as well as direct to sites like direct line who arnt on price comparison sites

I went with Aviva and got free contents insurance it was a lot cheaper than anyone else. I got about 7 or 8 quotes.

I paid £162 inclusive.

Contents insured to the value of £55000.

£65 with £30 cashback through quidco. Tracked through AA, 40K cover.

I have just sorted my mums contents out with Virgin. £65 a year for contents. Lots off things to consider. Location, what cover you want, excess, youre age, if you want phones covered.

I have my buildings and contents with Tesco. They cover for wallets and phones.

I also sorted out sme basic cover for a friend. Covered for £15,000 off contents with £250 excess for £70 a year. That was the first insurace they had taken out!

I paid £140 with AA, live in rural outbacks, £40k of cover 1 year no claims, under 30 with two babies so got accidental damage included just incase :lol:
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