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    New drivers get stung, just going to have to take the plunge and build up your no claims to lower the cost of insurance.

    Theres a great guide over on MSE about getting the cheapest quote, and if you follow it by the letter you should find the best one. I don't have the direct link but you should find it ok, or else somebody might know the link?

    use the quidco website, last week i got £100 from Churchill, now its only £10

    but others offer upto £80

    £400-£500?! If you get a car that's not due to fall apart any minute the quote might actually be cheaper. Also make sure you don't get anything above 1.3l or you'll pay dearly for that insurance-wise too.

    Go to confused.com, cheesy but it does the business. Put in your phone number and if you're anything like me you'll have people phoning you up trying to beat each other's quotes! If not then find the cheapest, check to see if you can go through quidco and get it that way.

    Original Poster

    Yeah ive read that [email protected] Moneysavingexpert

    Ive read the guide. Very useful.

    Is it me or is "Car Insurance" Just a big "legal" Scam?

    Its not fair at all

    basically you pay for your insurance which includes a fee for those who do not have it!

    Big Scam

    Original Poster

    murabi;2049222

    ]http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurancethat's the link



    murabi;2049208

    use the quidco website, last week i got £100 from Churchill, now its only … use the quidco website, last week i got £100 from Churchill, now its only £10but others offer upto £80



    superfran;2049235

    £400-£500?! If you get a car that's not due to fall apart any minute the q … £400-£500?! If you get a car that's not due to fall apart any minute the quote might actually be cheaper. Also make sure you don't get anything above 1.3l or you'll pay dearly for that insurance-wise too. Go to confused.com, cheesy but it does the business. Put in your phone number and if you're anything like me you'll have people phoning you up trying to beat each other's quotes! If not then find the cheapest, check to see if you can go through quidco and get it that way.



    Thanks guys

    Im looking for a specific car IE a 1litre. (1000CC)

    Ive been told that can lower the quote by a significant amount

    Jerry123;2049243

    Yeah ive read that [email protected] MoneysavingexpertIve read the guide. … Yeah ive read that [email protected] MoneysavingexpertIve read the guide. Very useful.Is it me or is "Car Insurance" Just a big "legal" Scam?Its not fair at all



    If you have an accident and write of someone else's brand new jag, i don't think you'll be calling scam!

    When I first passed my test a few years ago, my first premium was about £500 although that was for 3rd party only. With a car only worth a few hundred it's not really worth going for fully comp as it'll probably be twice the price!

    Consider the car you are buying carefully, as there are different classes which make a big difference. For example, try your quote using a Fiat Cinquecento - you will find it very cheap. I don't know which others are in a similar class, but there must be a list somewhere.

    Original Poster

    superfran;2049273

    If you have an accident and write of someone else's brand new jag, i … If you have an accident and write of someone else's brand new jag, i don't think you'll be calling scam!When I first passed my test a few years ago, my first premium was about £500 although that was for 3rd party only. With a car only worth a few hundred it's not really worth going for fully comp as it'll probably be twice the price!



    Good point.. BUT what i meant by scam was the price. Not the insurance itself :thumbsup:

    I have a nissan micra which are extremely economical and cheap to insure. Not cool, perhaps, but gets me from A to B. I expect typical 'Boy Racer' cars like Novas and Pegeot 106s are going to be more expensive because of the demographics of the average driver.

    You can find out the insurance category in the Parkers guide i believe... You should definitely buy that, it's very useful as it tells you exactly what cars are worth.

    Banned

    select a group 1 or 2 car and then get a quote again

    parkers.co.uk/ins…ce/

    select third party only if you live in a low crime area. This halved mine from £180 to £90 and then I got £65 quidco so only £35 for the year (group 8 car).

    Here you go - check here for insurance classes. The lower the number, the cheaper it should be to insure
    ]http//ww…tml

    Banned

    murabi;2049258

    basically you pay for your insurance which includes a fee for those who … basically you pay for your insurance which includes a fee for those who do not have it!Big Scam


    especially when the fines handed out are only a fraction of the actual insurance. My mate hasnt paid insurance for years and got caught last year. Fined £150!!!

    he still doesnt bother insuring his van.

    Original Poster

    superfran;2049315

    I have a nissan micra which are extremely economical and cheap to insure. … I have a nissan micra which are extremely economical and cheap to insure. Not cool, perhaps, but gets me from A to B. I expect typical 'Boy Racer' cars like Novas and Pegeot 106s are going to be more expensive because of the demmgraphics of the average driver. You can find out the insurance category in the Parkers guide i believe... You should definitely buy that, it's very useful.



    csiman;2049316

    select a group 1 or 2 car and then get a quote … select a group 1 or 2 car and then get a quote againhttp://www.parkers.co.uk/insurance/select third party only if you live in a low crime area. This halved mine from £180 to £90 and then I got £65 quidco so only £35 for the year (group 8 car).



    Thats exactly what im after, A nissan micra 1.0 Litre. Reliable And like you said, It does the job.

    Il check the parkers guide out, Cheers

    Original Poster

    csiman;2049325

    especially when the fines handed out are only a fraction of the actual … especially when the fines handed out are only a fraction of the actual insurance. My mate hasnt paid insurance for years and got caught last year. Fined £150!!!he still doesnt bother insuring his van.



    HAHAHAHAAH :-D

    Nice One..

    Might do that... NOT
    2 risky
    LOL

    Microcar MC1? Proper low insurance ;-)

    Jerry123;2049338

    Thats exactly what im after, A nissan micra 1.0 Litre. Reliable And like … Thats exactly what im after, A nissan micra 1.0 Litre. Reliable And like you said, It does the job.Il check the parkers guide out, Cheers



    I'm trying to convince people that Micras are sexy, but my boyfriend won't even learn in mine

    Original Poster

    Shengis;2049416

    Microcar MC1? Proper low insurance ;-)



    How much are they going for?

    :thumbsup:

    when i first passed my test my third party fire and theft quote for a 1 litre micra was £1600. if i hadn't crashed it would of been about £800 for the next year.

    Original Poster

    superfran;2049432

    I'm trying to convince people that Micras are sexy, but my boyfriend … I'm trying to convince people that Micras are sexy, but my boyfriend won't even learn in mine



    You cant beat a micra. but sexy? i duno lol :-D

    My best advice is to get gender reassignment surgery. Women get much cheaper insurance than men, particularly when they're younger.

    yep being a girl would of knocked 600 off my first quote

    Original Poster

    superfran;2049461

    My best advice is to get gender reassignment surgery. Women get much … My best advice is to get gender reassignment surgery. Women get much cheaper insurance than men, particularly when they're younger.



    :lol::lol::lol:

    Original Poster

    backtothecaves;2049319

    Here you go - check here for insurance classes. The lower the number, the … Here you go - check here for insurance classes. The lower the number, the cheaper it should be to insure]http://www.ukwebstart.com/listcarinsurance.html



    cheers mate, just saw your post now

    Original Poster

    oh, ive just won a £2.50 amazon voucher. mmmm Cheers HUD

    I've been looking for my son - young man, provisional license!!! Apparently Corsa is a low insurance group, as is the Clio, so long as under 1200cc. I've had quotes ranging between £1200 - £3,500:w00t: Watch for what is included in the quote, e.g. legal cover, courtesy car, voluntary and compulsory excesses as adjusting some of these can take the cost up/down.
    Suggest you look at Tesco as it's one of the lowest I found and you get a free pressure car washer worth £100. Mind you, that was with me the main driver and my son as an additional driver, not sure how it would work out for you.
    Other lowest ones were Quinn Direct and Barclays.
    Hope that helps a little. Good luck:thumbsup:

    Original Poster

    callishiraz;2088440

    I've been looking for my son - young man, provisional license!!! … I've been looking for my son - young man, provisional license!!! Apparently Corsa is a low insurance group, as is the Clio, so long as under 1200cc. I've had quotes ranging between £1200 - £3,500:w00t: Watch for what is included in the quote, e.g. legal cover, courtesy car, voluntary and compulsory excesses as adjusting some of these can take the cost up/down.Suggest you look at Tesco as it's one of the lowest I found and you get a free pressure car washer worth £100. Mind you, that was with me the main driver and my son as an additional driver, not sure how it would work out for you.Other lowest ones were Quinn Direct and Barclays.Hope that helps a little. Good luck:thumbsup:




    Cheers :thumbsup:
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