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    if you had £250,000 what would u invest it in - REAL

    this isnt a what if scenario, i genuinly have 250k to invest but being a right noob im not sure what i wanna do with it

    im thinkin opening up a franchise store or shop

    convenience store maybe but alot of people i know in the trade says DONT DO IT lol

    so maybe a fast food franchise like dominos or subway? or something

    totally lost

    78 Comments

    Banned

    do high volume low risk trading, with that much capital small shifts will make lots of money

    Personally, i would buy a house, do it up and then sell it. Not going to make a great deal of money, but would be something i would enjoy.

    property

    oil :thumbsup:

    high stakes poker for the lulz

    Probably not enough but may be able to run a nightclub

    numptyj;8179135

    high stakes poker for the lulz



    definitely

    Original Poster

    numptyj;8179135

    high stakes poker for the lulz


    now i do enjoy poker but id **** my pants everytime someone says raise or im all in!

    Banned

    sancho1983;8179116

    Personally, i would buy a house, do it up and then sell it. Not going to … Personally, i would buy a house, do it up and then sell it. Not going to make a great deal of money, but would be something i would enjoy.


    yeah it takes time and effort and after fees you're not left with much... not worth it as an investment IMO esp right now.
    superskilly;8179121

    property


    as above. after fees it's a little long.
    asayer;8179134

    oil :thumbsup:


    i read that opec was going to release more oil to lower prices.... or that they were monitoring prices and are waiting to act

    Original Poster

    i know nothing about housing/property

    muffin247;8179175

    now i do enjoy poker but id **** my pants everytime someone says raise or … now i do enjoy poker but id **** my pants everytime someone says raise or im all in!



    haha

    why not take like 20 or 30 grand and go vegas and just blow it on poker

    that way if it goes it goes but if not u have the chance to win some

    Original Poster

    numptyj;8179199

    hahawhy not take like 20 or 30 grand and go vegas and just blow it on … hahawhy not take like 20 or 30 grand and go vegas and just blow it on pokerthat way if it goes it goes but if not u have the chance to win some


    thats gambling though lol, i need a kinda safety net where i can build and profit in the long run with the investment

    Banned

    numptyj;8179199

    hahawhy not take like 20 or 30 grand and go vegas and just blow it on … hahawhy not take like 20 or 30 grand and go vegas and just blow it on pokerthat way if it goes it goes but if not u have the chance to win some



    lol remind me not to get financial advice from you.


    how did you get hold of this money OP?

    Original Poster

    bykergrove;8179217

    lol remind me not to get financial advice from you.how did you get hold … lol remind me not to get financial advice from you.how did you get hold of this money OP?


    selling off a house

    Banned

    muffin247;8179222

    selling off a house



    i'd invest in low risk shares then.

    bykergrove;8179112

    do high volume low risk trading, with that much capital small shifts will … do high volume low risk trading, with that much capital small shifts will make lots of money




    Or lose lots of money. Rubbish advice unless you really know what youre doing.

    Buy a house and let it. You should get about 5% return and the asset will slowly appreciate. You only pay 1% stamp duty under £250k


    OK, just spotted you sold your house :?

    Domino's pizza may be a good idea, they are a very successful business and I the franchise would not use all your dosh as you would lease a shop to start with.

    Banned

    tallpete33;8179257

    Or lose lots of money. Rubbish advice unless you really know what youre … Or lose lots of money. Rubbish advice unless you really know what youre doing. Buy a house and let it. You should get about 5% return and the asset will slowly appreciate. You only pay 1% stamp duty under £250k



    mortgage fees, survey, right location to buy, find tenants and maintain the house... Rubbish advice unless you really know what you're doing...


    money don't make itself mate.

    property.

    bykergrove;8179280

    mortgage fees, survey, right location to buy, find tenants and maintain … mortgage fees, survey, right location to buy, find tenants and maintain the house... Rubbish advice unless you really know what you're doing...money don't make itself mate.




    Why would he need a mortage ?

    Banned

    tallpete33;8179320

    Why would he need a mortage ?



    ok take that out then. what about if he needs all his money tomorrow? what is he gonna do then?

    all i'm saying is, no one said shares was the ONLY OPTION it's an option. don't be an ass and come in here saying that share's is a "rubbish" idea then suggest he buys a house (when he just sold one) then for him to become a pizza man :lol:

    muffin247;8179212

    thats gambling though lol, i need a kinda safety net where i can build … thats gambling though lol, i need a kinda safety net where i can build and profit in the long run with the investment



    hehe, take a bit and gamble it, and whack the rest in property, then youve got a story if u lose and a story if u win lol

    Find something you'd like to trade in. Once you've set up the business you may make a few losses but thats bound to happen.

    i call bullcrap

    Banned

    you should look at the newer editions to the EU and think about investment properties or franchises. as cheap flights become more available more tourists come and property becomes a premium. if you are willing to sit for a few years you will see decent returns providing you do your homework

    Some areas of the antique market offer good investment options at the moment. What about a classic car/cars? I'm sure I saw a program about these as investment opportunities.

    bykergrove;8179376

    ok take that out then. what about if he needs all his money tomorrow? … ok take that out then. what about if he needs all his money tomorrow? what is he gonna do then?all i'm saying is, no one said shares was the ONLY OPTION it's an option. don't be an ass and come in here saying that share's is a "rubbish" idea then suggest he buys a house (when he just sold one) then for him to become a pizza man :lol:



    Shares are a decent option for SOME of his capital but "do high volume low risk trading, with that much capital small shifts will make lots of money" was wrong on every level. You only make lots of money with HIGH risk. The market moves against you and you lose it, you make it sould like there is no risk. With no experience he'd probably tank all in 6 weeks.

    BTW it was his idea about the Domino's pizza franchise and they make a lot of money if well run. Domino's has bucked the recession and made big profits in recent years.

    Personally, I wouldn't have sold the house....

    Banned

    tallpete33;8179473

    Shares are a decent option for SOME of his capital but "do high volume … Shares are a decent option for SOME of his capital but "do high volume low risk trading, with that much capital small shifts will make lots of money" was wrong on every level. You only make lots of money with HIGH risk. The market moves against you and you lose it, you make it sould like there is no risk. With no experience he'd probably tank all in 6 weeks. BTW it was his idea about the Domino's pizza franchise and they make a lot of money if well run. Domino's has bucked the recession and made big profits in recent years. Personally, I wouldn't have sold the house....



    what i meant about making lots of money was because he has such a large about of capital, small movements multiplied over lots of shares makes a tidy amount each day/week/month/year

    i didn't know i signed him up to a trading account and invested all his cash when i said do high volume low risk trading i gave him an option. something that he could look into. lol with people like you we'd probably not have discovered America by now :santa:

    bykergrove;8179538

    what i meant about making lots of money was because he has such a large … what i meant about making lots of money was because he has such a large about of capital, small movements multiplied over lots of shares makes a tidy amount each day/week/month/yeari didn't know i signed him up to a trading account and invested all his cash when i said do high volume low risk trading i gave him an option. something that he could look into. lol with people like you we'd probably not have discovered America by now :santa:



    What - you mean the earth's not flat ?? :-D

    Banned

    That money is not going to be around for long judging by this thread.

    Don't name it, it'll only make it harder when it walks out the front door:-D

    if it was my money i'd invest it in property

    A single bet on a roulette wheel. If you get it you'll probably bankrupt the casino.

    Banned

    tallpete33;8179638

    What - you mean the earth's not flat ?? :-D



    lol

    fwiw, i have a large amount also not as much as the op and i was going to buy a house and rent it then sell it in a few years and buy the house i really want when i move out my parents house... but i work and the hassle/fees/high house prices (in london) makes more sense for me (in time/effort/return) to put the money in my isa, high rate savings accounts waiting till i move out.

    then in the future i'll start tading shares with about 10k slowly taking my original investment out and then get more risky with all the profit. yeah i could get blown out the water with a bad trade but i will do my homework first.

    Banned

    buy a house,rent it out, best money return there is

    Original Poster

    renting a house would get me maybe £500-£800 a month? i need a higher income for investment
    something like a business where im making a couple G a month at least, which a few people have said fast food is the way to go, people always need to eat rofl
    oh btw the house wasnt needed so we sold it still got a few more houses haha!

    fast food restaurant is a good idea, but the area is key. See if you can find a vacancy in for example a holiday site such as haven - Business is huge during holiday times or a busy shopping centre etc.

    OP do you have a clear goal of what you wish to achieve with your bankroll, ie, do you have a figure in mind of what sort of returns you are looking for and and time frame in which you wish to achieve it in?? Eg, x% return over x years

    Personally I dont have anywhere near the amount you do, and I have diversified my portfolio across the board. I have 10% in cash, 30% in property, 30% in long term stock and 30% in trading accounts.

    I personally have seen the biggest return from my long term stock, with a couple of them showing more than a 100% return in a year, would have taken 20 odd years to see the same returns if I had left it in my bank account.

    Good luck in whatever you do with it :thumbsup:

    I reckon if I had 250k I could retire in 2 years lol

    bykergrove;8179694

    lolthen in the future i'll start tading shares with about 10k slowly … lolthen in the future i'll start tading shares with about 10k slowly taking my original investment out and then get more risky with all the profit. yeah i could get blown out the water with a bad trade but i will do my homework first.



    Do you trade the markets atm?? I have been trading properly for about a year now and even the best traders lose money, i've accepted that I will have losing trades but learning from that and moving onto the next trade. Trading is mainly psycological imo.

    muffin247;8179765

    renting a house would get me maybe £500-£800 a month? i need a higher i … renting a house would get me maybe £500-£800 a month? i need a higher income for investmentsomething like a business where im making a couple G a month at least, which a few people have said fast food is the way to go, people always need to eat rofloh btw the house wasnt needed so we sold it still got a few more houses haha!



    So you want a 10% p.a. return on a £250K investment. You're either incredibly naive or you don't really have £250k to lose.

    Currently, the only investments that are likely to yield 10% are very high risk. To make that sort of return on fast food, you'd need to work 12+ hours a day. I wouldn't work those sort of hours for £2k a month let alone risking £250k of my money to do so. :whistling:

    bykergrove;8179694

    lolfwiw, i have a large amount also not as much as the op and i was going … lolfwiw, i have a large amount also not as much as the op and i was going to buy a house and rent it then sell it in a few years and buy the house i really want when i move out my parents house... but i work and the hassle/fees/high house prices (in london) makes more sense for me (in time/effort/return) to put the money in my isa, high rate savings accounts waiting till i move out. then in the future i'll start tading shares with about 10k slowly taking my original investment out and then get more risky with all the profit. yeah i could get blown out the water with a bad trade but i will do my homework first.



    If you want to get into the stock market but don't know where to start, a good idea is ISA share funds as they spread the risk and you only pay one commission when you take it out. I've invested with Jupiter (Income fund, UK Growth and European funds) over the years and they've done very well. I bought my last batch in late 2008 and am currently looking at 40% return (tax-free) in that period.

    They can go up or down of course so I have some money in shares and the rest (about 50%) in cash. There's nothing more boring than having your savings in the Halifax getting 2% and paying tax on that. Even cash ISA's pay very little unless you lock them in for a year or more. For me it's an interest as well as an investment but I have a financial background which helps. Took a bit of a hit with Bradford & Bingley shares but more than made up for it in the last 12 months. I don't trade on a daily basis, you don't have to. I have my portfolio which I'm sticking with and will use to pay off my mortgage one day pretty soon :thumbsup:

    tallpete33;8180067

    If you want to get into the stock market but don't know where to start, a … If you want to get into the stock market but don't know where to start, a good idea is ISA share funds as they spread the risk and you only pay one commission when you take it out. I've invested with Jupiter (Income fund, UK Growth and European funds) over the years and they've done very well. I bought my last batch in late 2008 and am currently looking at 40% return (tax-free) in that period. They can go up or down of course so I have some money in shares and the rest (about 50%) in cash. There's nothing more boring than having your savings in the Halifax getting 2% and paying tax on that. Even cash ISA's pay very little unless you lock them in for a year or more. For me it's an interest as well as an investment but I have a financial background which helps. Took a bit of a hit with Bradford & Bingley shares but more than made up for it in the last 12 months. I don't trade on a daily basis, you don't have to. I have my portfolio which I'm sticking with and will use to pay off my mortgage one day pretty soon :thumbsup:



    Do you mind if I ask what sector you are invested in atm?? Do you mainly invest in stock or forex/commodities etc

    tony_s1;8179968

    So you want a 10% p.a. return on a £250K investment. You're either … So you want a 10% p.a. return on a £250K investment. You're either incredibly naive or you don't really have £250k to lose. Currently, the only investments that are likely to yield 10% are very high risk. To make that sort of return on fast food, you'd need to work 12+ hours a day. I wouldn't work those sort of hours for £2k a month let alone risking £250k of my money to do so. :whistling:



    This.

    Original Poster

    tony_s1;8179968

    So you want a 10% p.a. return on a £250K investment. You're either … So you want a 10% p.a. return on a £250K investment. You're either incredibly naive or you don't really have £250k to lose. Currently, the only investments that are likely to yield 10% are very high risk. To make that sort of return on fast food, you'd need to work 12+ hours a day. I wouldn't work those sort of hours for £2k a month let alone risking £250k of my money to do so. :whistling:


    u make more than 2k a month doing fast food:thumbsup:
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