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    Incapacity benefit, advice needed.

    Ok so I can't work because i've got a bad back. I'm currently taking Diazepam and Tramadol, both of which preclude driving etc, so even if I wasn't in great pain I couldn't physically get to a place of work. Ok so theres the situation. Now to get IB you need to have 'savings' of less than 16K, but because I couldn't work, wasn't claiming anything etc I sold my house so have more than that (it was either that or get it repossessed at some point).

    So, bottom line is this...

    I don't think they will pay me anything if I make a claim only NIC's BUT will I be able to get free prescriptions as well? That's all I really want as its costing a fortune.

    26 Comments

    Seems so unfair you even have the ask the question regarding free prescriptions as I live just over the Welsh side of the border from England (I can walk to England from my house !!) and the Welsh don't have to pay for prescriptions.


    So, I get them free anyway, seems unfair, the whole of the country should be the same I feel.

    Could you not transfer your savings elsewhere?

    Banned

    kemo;3253372

    Could you not transfer your savings elsewhere?



    you could try this but they can follow the 'trail'

    I don't think you get free prescriptions just for being on IB, I 'think' it's based more on others which are means tested like income support etc. :thumbsup:

    Transfer the money to a relatives bank account :whistling:

    Original Poster

    kemo;3253372

    Could you not transfer your savings elsewhere?



    Money laundering by the masters of the trade..... Paypal :lol:

    Like I say I really don't want to claim anything, it's just these damn prescription charges. My new doctors a bit tight with the Diazepam, only give me 12 which is about 2-3 days supply at a push. I need 2 at a time just to feel any effect:x

    i dont think that suggesting someone move their savings is a good idea bacuse isn't this basicly suggesting they should commit fraud - claiming benefits when they are not entitled to it?

    presuming that you have the money sitting in the bank from the sale of your house, couldn't you look to invest this in a smaller property within your budget so you don't run the risk of not being able to make the mortgage payments. by doing this your wouldn't have savings as such and then be entitled to free prescriptions again?

    how often do you need to collect your prescriptions? as the NHS have a scheme where you pay an amount and that entitles you to 'free' prescriptions for a certain amout of time. i think you can do this in three-monthly or yearly options. costs are £27.85 for 3 months or £102.50 for year. (dh.gov.uk/en/…htm)

    alternativley can you talk to your doctor and explain the situation and ask if they can prescribe the medication in larger quantities so that you dont need to collect so often thus reducing the amount of charges being paid?

    You cant get free perscriptions on IB only on means tested benefits but there is a seperate way to get help with medical costs with a HC11 form

    direct.gov.uk/en/…514

    I dont think incapacity benefit is means tested so I would check up on that if I was you. If you get that you still dont get free prescriptions but at least that would help with the cost of them. Doctors of course dont like to prescribe diazepam as its addictive. If they are only prescribing 12 at a time they may stop them if you are ordering more prescriptions. Unfair if you ask me.

    There may be a possibility of an exemption certificate under medical conditions, have a look ]here

    I'm no expert on benefits but you might qualify under the

    If, because of a permanent disability, you cannot leave your home without … If, because of a permanent disability, you cannot leave your home without help.



    This obviously would depend on your condition but worth looking into.

    Here is some info on DLA direct.gov.uk/en/…731

    I was an IB adviser before i was medically retired (ironicly) so if you want to pm me with more info and specific details i am happy to help.

    partner gets 2 months worth of tablets(not diazapam) as the doc understands the charges. We didnt even ask. Go explain to your doc? and maybe you should be on a different course of reatment if they are only working if you take a lot? (im not a Doctor so please dont shot me!)
    Hope its a temp thing too and you get back on your feet soon!
    We have the same problem with finance-so just dont claim anything...

    DLA isnt means tested so try that?

    Banned

    I'm not much use, sorry x x

    Hi Shengis
    Sorry to hear about your back...If it was me, I would transfer the money in to my partner's account or good friend's, sibling, parent etc. someone that I can trust. The "scheme" that the gov. have that you pay so much per month or year and get as many prescriptions as is, is an option, but personally, if you are not working I think that you should be entitled to free prescriptions. As someone else mentioned, depending on your circumstances, or place of origin this would be the case. Not being racist in any way shape or form, just stating facts. If it was me, I would fill in whatever option is on the back of the prescription to get the free medication. (income support etc) because speaking from experience, both benefits are the same, currently running at about £61 a week I think (also, they don't check or ask for any kind of proof )... Some would say this is wrong, because if you can afford to pay for it you should, but you are not working, and don't have any money coming in, then in my book you can't afford to pay for it, regardless of what other money you have, esp. considering that this came from selling your house!
    You will eventually get better and go back to work, and start paying tax. So you are contributing to society. Why shouldn't the system look after you when you need it. I believe that's why the National Health system was set up. To look after the people of Britain when they need it...
    Get well soon :thumbsup:

    Have no idea about the prescription charges I'm afraid, but just wanted to offer a little warning about the Tramadol. I was taking that for some of the pain I am in, up to 6 tablets a day, and after 6 months found they weren't really having any affect on the pain anymore, so my doctor changed the prescription but I got really really bad withdrawl symptoms from the Tramadol.

    I was getting shakes, feeling sick, getting hot and cold sweats, headaches. When I mentioned this to my gp, he casually said 'oh yes, tramadol is addictive' but they didn't tell me that when they were just prescribing them all the time !!! They're that bad that another doctor said they should have weaned me off them rather than just stopped and changed the medication.

    Just thought I'd mention my experience :thumbsup:

    rehydrated;3253650

    If it was me, I would transfer the money in to my partner's account or … If it was me, I would transfer the money in to my partner's account or good friend's, sibling, parent etc. someone that I can trust.



    Seriously? this is fraud!! if the benefit is not available if you have the savings - putting the money somewhere else and then claiming something that you know you shouldn't really be getting is not right.

    this is fraud and people should not be suggesting this as an option.

    fireexit;3253931

    Seriously? this is fraud!! if the benefit is not available if you have … Seriously? this is fraud!! if the benefit is not available if you have the savings - putting the money somewhere else and then claiming something that you know you shouldn't really be getting is not right. this is fraud and people should not be suggesting this as an option.



    IMO not fraud fraud is a wierd word and this instance it is not fraud but money laundering,you could just remove the money and bury it in the garden then no paper chain for them to follow just tell them you went to the casino and lost the lot.
    I think if you have paid your taxes over the years you should be entilted to benefit,it makes me sick that a British citizen has to go through all this s*it to get back money they have paid in over the years in taxes and you get these migrants coming here and taking the pis* getting houses benefits and everything.
    Good luck anyways pal.
    Sorry for the language but it gets on my tits.

    tara1082;3254017

    IMO not fraud fraud is a wierd word and this instance it is not fraud but … IMO not fraud fraud is a wierd word and this instance it is not fraud but money laundering,you could just remove the money and bury it in the garden then no paper chain for them to follow just tell them you went to the casino and lost the lot.I think if you have paid your taxes over the years you should be entilted to benefit,it makes me sick that a British citizen has to go through all this s*it to get back money they have paid in over the years in taxes and you get these migrants coming here and taking the pis* getting houses benefits and everything. Good luck anyways pal.Sorry for the language but it gets on my tits.



    SORRY if i used the wrong word but if someone is going to 'hide' money that they have just so that they can get benefits that they wouldn't otherwise be entitled to it is wrong. but just so you know i think that you will find if you started claiming the benefits that you know you shouldn't really be claiming then you would be guilty of benefit FRAUD!

    Banned

    Another note about Tramadol.
    I was on it and when I stood up I would go dizzy.
    I even had to go to hospital in an ambulance after seeing my Doc.
    At hospital, I said I needed to take my Tramadol and the doc there said "It's only anecdotal (Word of mouth and not official) but the Tramadol could be causing my dizzy spells.
    I stopped them and now no dizzy spells.
    So, if you get dizzy when standing up from a chair etc, think about the Tramadol.
    :-)

    tramadol after prolonged use can also cause constipation.

    have you tried using a tens machine for the pain? they can work alot better than medication in certain cases

    tramadol for me is superb, at first i had a bit light headedness, but im now up to the highest amount (so they say) 400mg per day, slow release and i wouldnt know wot to do without it. it dosent take 100% of my pain away but it really helps.i also take morphine and diazapamas a quicker pain relief. to me, the side effects are much more bearable than the original pain i suffer from. (i have quite a few medical conditions unfortunatly)

    because i have an ongoing medical condition my perscriptions are free, just as well or i couldnt afford to live!!!

    Im the same hoka no probs with tramadol but not great either just takes the edge off.

    I hope it works out for you shengis

    dmissy13;3256052

    Im the same hoka no probs with tramadol but not great either just takes … Im the same hoka no probs with tramadol but not great either just takes the edge off.I hope it works out for you shengis




    its strange innit, you think everyone else i okay - you dont really realise that there are others in pain, suppose there are people worse - but there are always people better aswell! nevva mind!

    Banned

    I wouldn't hide the money, as has already been mentioned its fraud, and apart from that the DSS will ask where its gone and ask for proof, if it looks like you wasted it (ie said you put it all on trap 1 in the 3.17 and it lost) they will refuse the claim anyway.

    If you can't get free prescriptions, would pre-payment not work out a lot cheaper?

    ppa.org.uk/ppa…htm

    The current cost is:

    * £27.85 for a 3-month PPC; and
    * £102.50 for a 12-month PPC.

    I thought you could get incapacity benefit at the standard rates (short term, long term etc) so long as you have paid the relevant National Insurance contributions? I thought it was only income related benefit that was influenced by your savings.

    Original Poster

    Cheers for the replies, made interesting reading

    On balance I don't think i'll bother, seems pretty stupid to me that fit people on JSA and IS can get it free but people on sickness benefits that need it can't. Strange old world innit.

    On the plus side those tramadol really work. I've gone from the stage of nearly having an ambulance out last night to actually walking around (shaky but mobile). Quite unbelievable, and i've got 30 days supply of those, so here's hoping... :w00t:

    Fingers crossed then that the tabs keep helping.
    The whole disabiliy allowance thing is a mine-field. These may help:
    adviceguide.org.uk/ind…htm
    direct.gov.uk/en/…267
    patient.co.uk/

    If you are on disability allowance you will get free prescriptions, I think. You could ask at the chemist or at your medical centre for more info. also prescriptions are cheaper if you pre-pay, (as I see colins has said :oops:).
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