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    INSURANCE CLAIM

    HI THERE WONDERED IF ANYONE CAN HELP
    HAD A MINOR FLOOD IN KITCHEN THE WASHER HAS FLOODED THE KITCHEN OVERNIGHT
    JUST WONDERED IF MY INSURANCE WILL PAY OUT ON THE WASHER & THE FLOORING AS ITS LIFTED THE FLOORING UP
    OR IF IT WILL BE JUST THE FLOORING
    (ALTHOUGHT ITS WRONG IF I CANT CLAIM ON THE WASHER COULD I SAY IT WAS THE FREEZER AS I THINK YOU GET LOSS OF ITEMS UPTO £100)

    19 Comments

    Banned

    WHY THE SHOUTING?

    its not HUKD feeback!

    they wont pay out for the washer

    Banned

    ALTHOUGHT ITS WRONG IF I CANT CLAIM ON THE WASHER COULD I SAY IT WAS THE FREEZER AS I THINK YOU GET LOSS OF ITEMS UPTO £100)

    If you dont mind running the risk of insurance fraud! No wonder insurance premiums keep rising with thieves like this about!

    flooding is an act of god and isnt covered by insurance

    Original Poster

    No wonder insurance premiums keep rising with thieves like this about

    my insurance has gone down over last 3 years by well over £100 with haggling
    so dont kno who would pay more than last years quote
    NOW WHOS THE THIEF

    i have had no insurance for the last 20 years ive just put 5 pound a month in an old post office account and its coverd everything and paid for the odd holiday, i dont like thieves too

    Banned

    rainey4731;5859527

    No wonder insurance premiums keep rising with thieves like this aboutmy … No wonder insurance premiums keep rising with thieves like this aboutmy insurance has gone down over last 3 years by well over £100 with haggling so dont kno who would pay more than last years quoteNOW WHOS THE THIEF


    Mine has gone down too but overall premiums are rising because of thieving scumbags who think its perfectly ok to commit fraudulent claims :whistling:

    raptorcigs;5859608

    i have had no insurance for the last 20 years ive just put 5 pound a … i have had no insurance for the last 20 years ive just put 5 pound a month in an old post office account and its coverd everything and paid for the odd holiday, i dont like thieves too



    Classy holidays!

    Original Poster

    overall premiums are rising

    oh thats funny,
    have you just read that from the scum(sun)paper
    wheres the proof both ours gone down,
    must be just old biddies,whos insurance that goes up
    who stay with the same company for like 20 years

    Original Poster

    must of been another £9.50 deal from the scum(sun)

    Banned

    rainey4731;5859967

    overall premiums are rising oh thats funny,have you just read that from … overall premiums are rising oh thats funny,have you just read that from the scum(sun)paper wheres the proof both ours gone down,must be just old biddies,whos insurance that goes upwho stay with the same company for like 20 years



    rainey4731;5859982

    must of been another £9.50 deal from the scum(sun)


    I think you need some medical help fast.

    talking to oneself is the first sign..............:p

    Banned

    jamespir;5859520

    flooding is an act of god and isnt covered by insurance



    he may have control over the weather but dont think he does over the bog standard washing machine

    sassie;5861199

    he may have control over the weather but dont think he does over the bog … he may have control over the weather but dont think he does over the bog standard washing machine



    Lol, I was just thinking the same thing... act of god, lol :-D

    Banned

    depending on your policy you should be covered for any damage caused by the flood, obviously they wont repair your machine, depending on your policies excess it may not be worth claiming

    rainey4731;5859982

    must of been another £9.50 deal from the scum(sun)



    That or an awayday ticket to the coast by train!

    csiman;5861175

    I think you need some medical help fast.talking to oneself is the first … I think you need some medical help fast.talking to oneself is the first sign..............:p



    Oh how we all wish to be as perfect as you.

    Clearly they are a new member and unsure about using the quote part of messages.

    How pathetically friendly of you to just jump on rather than to offer help.

    Such a shame people like you are here to set such bad examples to other new members.

    Maybe it's you that needs the medical help.

    Please feel free to reply or even apologise to rainey4731 because your out of order.

    If you have accidental damage then you'd be covered for the flooring. I don't think the washing machine would be covered as it obviously had a defect and I don't think insurance companies cover things for simply breaking.

    Don't fudge any insurance claim. Without getting into the debate about raised premiums for us all if you get found out then you shall become uninsurable.

    I always thought a claim would be hard and that insurance companies did all they could to pay out the least. My own claim when my house flooded (main cold water pipe under bathroom floor went and turned downstairs into swimming pool) went well. I was completely honest with them and they were more than generous with me.

    Good for you raptorcigs with the way you do it. In my experience I don't think I could have saved £5,000 (approx) personally.

    Banned

    liveforfree;5861514

    Oh how we all wish to be as perfect as you.Clearly they are a new member … Oh how we all wish to be as perfect as you.Clearly they are a new member and unsure about using the quote part of messages.How pathetically friendly of you to just jump on rather than to offer help.Such a shame people like you are here to set such bad examples to other new members.Maybe it's you that needs the medical help.Please feel free to reply or even apologise to rainey4731 because your out of order.


    SO I should give someone advice on how to commit insurance fraud.:roll:

    You're the one well out of order you muppet! :whistling:

    csiman;5867449

    SO I should give someone advice on how to commit insurance fraud.You're … SO I should give someone advice on how to commit insurance fraud.You're the one well out of order you muppet!



    Bless you old man. I know it must be hard to reply when your so angry.

    Deep breaths, count to 10 and calm down.:cry:

    I never said anything about giving advice on how to commit insurance fraud.:whistling:

    I said it would have been better to have given advice on the quote tool, :oops:tool.

    Rather than jump on them by saying "talking to oneself".:roll:

    Remember calm down, count to 10, read, count to 10 again and then reply.:giggle:

    Banned

    Best advice is to check your insurance policy mate. Policies with various insurers will differ from each other. Some will cover repairs to the washing machine as well as cost of repairing the flooring.

    Seems like if you have the right cover, your insurers will pay for repairing the washing machine and the flooring, so long as it is accidental damage. Safe to say it is accidental as it wasnt done intentionally. Also worthwhile checking your excess as it may not even be worth claiming in the first place.
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