Found 5th Mar 2011
I am looking to insure a car for a week or two.

The cheapest I can find is £100ish for a week.

I am thinking about starting a insurance policy for a year and then cancel it within the first fourteen days and it should only cost me the days insured plus admin fee. It would make it alot cheaper.

Quote Directline
"If the policy has started and you cancel within 14 days of it starting or within 14 days of receiving your documents (whichever occurs later), we will return any premium paid less an administration fee of up to £26.50 (including Insurance Premium Tax where applicable) as shown in your schedule. We will not refund any premium if you have made a claim or if one has been made against you during the period of cover. Please return the certificate of motor insurance.

If you cancel after those 14 days have passed, we will return any premium less a charge for the number of days for which cover has been given and an administration fee of up to £26.50 (including Insurance Premium Tax where applicable) as shown in your schedule. We will not refund any premium if you have made a claim or if one has been made against you during the period of cover. Please return the certificate of motor insurance."

I am guessing this would be ok??

5 Comments

May be better to rent a car...

Original Poster

Already own the other car its parked up with Tax and MOT.

To insure this car the proper way its £32 a month.
Edited by: "audirob" 5th Mar 2011

Have you tried tempcover? What you are suggesting doing, whilst it sounds like it might work, just seems wrong to me, fraudulent somehow. Plus, if you do need to claim on it, you'll lose the whole sum paid.

you can get cover for less period, all major companies do it, you have to call and ask them i got mine once during my sisters wedding, cover for 10days under my sisters car which cost like £50

Original Poster

Ok Directline one week cover as a temp additional car £12.72 thanks
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