Insurance quote oddities.

12
Found 18th Mar 2011
I am just renewing my insurance quote.

By removing my friend who was on it last year, it jumps up over £100...

Why is this??? Should I just keep them on in case they decide to drive the car???

Very odd, and any reason for this. I would suggest anyone with car insurance online, log in and alter your policy, and add a mate, and you will get a refund of the difference????

Is it really that simple...?

12 Comments

You can add anyone to your insurance who "may" drive the car, even if in reality they never do. Try adding your father or grandfather as well. Have a good play with all the combinations and see which is best.

My insurance was going to go up £100 with my Dad on, so i took him off. It's strange how they work.

The thinking behind this is that if someone older than you is allowed to drive the car then they will at some time be in the car with you when you're driving, so your driving will be better than if you were on your own.

Banned

peodude

You can add anyone to your insurance who "may" drive the car, even if in … You can add anyone to your insurance who "may" drive the car, even if in reality they never do. Try adding your father or grandfather as well. Have a good play with all the combinations and see which is best. My insurance was going to go up £100 with my Dad on, so i took him off. It's strange how they work.


not legally you cant.....

Yes you can, as long as it is a relative or a friend then it is fine. They may potentially drive the car, so need insurance.

It's only if you put someone you don't know on, or someone like the Queen, then you'll start getting hassle.

I know the Queen, will I still get hassle if I put her on?

Banned

but doesnt the named driver get affected by any claims?

Banned

my oddity was my premium went down when I valued my car at £1000 more! same insurer and within minutes of the original quote.

bizarre!

Banned

peodude

Yes you can, as long as it is a relative or a friend then it is fine. … Yes you can, as long as it is a relative or a friend then it is fine. They may potentially drive the car, so need insurance. It's only if you put someone you don't know on, or someone like the Queen, then you'll start getting hassle.



lol ok then oO

casparwhite

not legally you cant.....



Erm yeah you can. As long as your not fronting (adding the main driver as a named driver instead) its perfectly legal.

cis_groupie

The thinking behind this is that if someone older than you is allowed to … The thinking behind this is that if someone older than you is allowed to drive the car then they will at some time be in the car with you when you're driving, so your driving will be better than if you were on your own.



Not true, it's because insurers see the risk as being lower as it’s spread across a number of drivers. Lower risk = cheaper premiums.

Weirdly my quote went up by £50 when I changed my car from being parked on the drive overnight to being in the garage.
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